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507 S Columbus Ave, Louisville, MS, 39339

5beds
5baths
3,312sqft
$389,500
$118price/sqft
$3,760/moest. monthly cost
$150,400/yrincome needed

About This Home

Just 25 miles South of Starkville, this attention commanding 1842 Colonial Revival sits on 3.9 acres right here in the Historical District of Louisville. Call (601) 697-7910 to schedule a private tour and check out how stunning this home is in person.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

4/10
4/10
Eiland Middle SchoolGrades 6-80.7 mi
4/10
Louisville High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1842

Materials

  • Foundation: Concrete
  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Flooring: Hardwood

Interior Area

  • Total interior livable area: 3,312 sqft

Property

Details

  • Parcel number: 1512834022500700

Features

  • Exterior features: Wood

Lot

  • Lot size: 4 Acres

Parking

  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather
Earthquake
Heat Wave
Ice Storm

FEMA Declared Disasters in Winston County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,969$23,628
Home Insurance *$1,325$15,900
Property Taxes $159$1,908
Electricity $307$3,695
Total$3,760$45,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,914/yr
40% on housing$112,800/yr
45% on housing$100,266/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 39339$88
Winston County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 39339
Winston County$24

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-30Listed for sale$389,500

For Sale by Owner

AgentProperty Owner

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