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6264 Spruce Ct, Maple Falls, WA, 98266

3beds
2baths
0sqft
$278,000
--price/sqft
$1,791/moest. monthly cost
$71,640/yrincome needed

About This Home

Property is available for online auction only. See Realty Bid for property, auction, & bidding information. *No showings, no trespassing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
3/10
5/10

Construction

Condition

  • Year built: 2019

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,433

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,433

Property

Details

  • Parcel number: 4005152200530000
  • Lease amount: 0
  • Special condition: Auction,Real Estate Owned

Lot

  • Lot size: 7,405 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Avalanche
Ice Storm
Winter Weather
Inland Flooding
Landslide
Volcanic Activity

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,405$16,860
Home Insurance *$65$780
Property Taxes $172$2,064
Electricity $149$1,793
Total$1,791$21,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,405/yr
40% on housing$53,730/yr
45% on housing$47,760/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 98266$142
Whatcom County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 98266$300
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-01Listing removed$274,900
2025-12-16Pending sale$274,900
2025-12-11Sold$310,800
2019-11-08Sold$279,000
2019-09-25Pending sale$279,000
2019-09-06Listed for sale$279,000
2018-01-31Sold$17,000

Unknown Listed By

AgentBrian Brockman
BrokerageBang Realty

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