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411 N 5th St, Garden City, KS, 67846

4beds
2baths
1,856sqft
$210,000
$113price/sqft
$1,693/moest. monthly cost
$67,720/yrincome needed

About This Home

Welcome to this charming, updated 2-story nestled in a downtown location. Offering 4 bed & 2 baths this cozy home blends character with modern updates throughout! You’ll appreciate the fresh new carpet, all new flooring, new kitchen, all new receptacles, new electrical panel, new roof and so much more!Functional floor plan provides flexible living space. Whether you are looking for your 1st home, an investment or airb-n-b, this home has had alll the hard work finished for you as its 100% move-in ready! Don’t miss the opportunity to have this house be yours.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

3/10
4/10
Abe Hubert Middle SchoolGrades 7-80.7 mi
4/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Block,Crawlspace
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Microwave
  • Laundry features: Main Level

Basement

  • Basement: None,Crawl Space

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Wood Frames
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,856

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,856 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Second

Property

Details

  • Parcel number: 2741804005001000
  • Zoning description: R1

Features

  • Levels: Two
  • Stories: 2
  • Fencing: None

Lot

  • Lot size: 7,013 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Hail
Strong Wind
Tornado
Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$233$2,796
Property Taxes $238$2,856
Electricity $161$1,935
Total$1,693$20,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,045/yr
40% on housing$50,790/yr
45% on housing$45,146/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 67846$151
Finney County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 67846$207
Finney County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$210,000
2025-01-24Listed for sale$159,000
2024-12-24Pending sale$159,000
2024-12-06Price change$159,000
2024-09-17Price change$179,900
2024-09-16Price change$178,900
2024-05-16Listed for sale$189,900

For Sale by Agent

AgentCindy Unger
BrokerageCrockett & Co Real Estate, LLC

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