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2883 Lakeshore Rd, Twin Lake, MI, 49457

2beds
3baths
2,237sqft
$590,000
$264price/sqft
$4,145/moest. monthly cost
$165,800/yrincome needed

About This Home

WATERFRONT RETREAT ON ALL SPORTS TWIN LAKE Experience the best of lakefront living in this beautiful waterfront home, nestled on a peaceful road with 93 feet of private sandy frontage and situated on a spacious .56-acre lot. Enjoy breathtaking views of Twin Lake from nearly every room. The welcoming entry opens to a bright, spacious living room where large sliding glass doors showcase spectacular lake views and fill the home with natural light. The open floor plan flows seamlessly into the kitchen and dining area, making it ideal for everyday living and entertaining. The kitchen features warm wood cabinetry, a center island with a built-in table, and plenty of workspace. The main level features a spacious bedroom with a walk in closet and private balcony overlooking the lake, offering a peaceful retreat with breathtaking water views. A separate full bath is also located on the main floor for added convenience. Upstairs, the versatile loft offers endless possibilities as a home office, exercise space, reading nook, or creative retreat. The second spacious bedroom features a private balcony with stunning panoramic lake views, while a convenient half bath adds comfort and functionality to the upper level. The walkout lower level adds even more living space with a large family room, bonus room, and full bath, offering flexibility for guests, a home office, media room, or additional living space. The well-appointed laundry room features a utility sink, abundant cabinetry, and generous countertop space, with plenty of storage throughout. Outside, relax or entertain on the expansive deck surrounded by mature trees, beautiful perennial gardens, and peaceful natural scenery. This incredible setting also provides a front row seat to Twin Lake's spectacular Fourth of July fireworks display. Whether you're boating, swimming, fishing, entertaining family and friends, or simply enjoying the serenity of the water, this exceptional property offers the perfect blend of relaxation and recreation. Don't miss this rare opportunity to own your own waterfront retreat on all sports Twin Lake. Schedule your private showing today!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
Twin Lake SchoolGrades PK-40.8 mi
6/10
6/10
Reeths-Puffer High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Center Island,Eat-in Kitchen
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 629

Heating & Cooling

  • Heating features: Forced Air,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,608
  • Total interior livable area: 2,237 sqft

Property

Details

  • Parcel number: 07001300000500

Features

  • Stories: 2
  • Exterior features: Balcony
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Twin Lake

Lot

  • Lot size: 0.56 Acres
  • Features: Shrubs/Hedges
  • Lot size dimensions: 145 x 220 x 93 x 59 x 127 x 27

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Muskegon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,983$35,796
Home Insurance *$235$2,820
Property Taxes $683$8,196
Electricity $244$2,928
Total$4,145$49,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,114/yr
40% on housing$124,350/yr
45% on housing$110,533/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 49457$148
Muskegon County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 49457$216
Muskegon County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$590,000

For Sale by Agent

AgentTracy Hilty
BrokerageGreenridge Realty Muskegon

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