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45 BLUEJACK Lane, Saint Augustine, FL, 32095

3beds
2baths
1,508sqft
$380,000
$252price/sqft
$2,890/moest. monthly cost
$115,600/yrincome needed

About This Home

Welcome home to 45 Bluejack Lane! This immaculate home in sought after Bannon Lakes has it all! With beautiful upgrades in every room this home shows like a model. The gourmet kitchen, designer paint, custom closets, upgraded light fixtures, and luxury vinyl flooring make this home stand out. Bannon Lakes is conveniently located close to I-95, restaurants, shopping, and is located in the top-rated St Johns County school district. The family friendly neighborhood has all the amenities. Bring your golf cart and enjoy all this community has to offer! 1% of loan amount back in closing costs on this listing when using our preferred lender Melanie Coomer.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

9/10
Mill Creek AcademyGrades PK-83.0 mi
--

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Shingle
  • Construction materials: Composition Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Gas Cooktop,Gas Oven,Ice Maker,Microwave
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Master Downstairs,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Laminate
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,508 sqft

Property

Details

  • Parcel number: 0270140020

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio,Rear Porch
  • Fencing: Vinyl

Lot

  • Lot size: 6,534 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$196$2,352
Property Taxes $576$6,912
Electricity $197$2,366
Total$2,890$34,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,085/yr
40% on housing$86,700/yr
45% on housing$77,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 32095$226
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32095$224
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$373,000
2026-01-30Listed for sale$375,000
2021-05-18Sold$283,627

For Sale by Agent

AgentTHERESE ALDERFER
BrokerageENDLESS SUMMER REALTY

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