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365 David Ct, San Luis Obispo, CA, 93405

3beds
2baths
1,426sqft
$495,000
$347price/sqft
$3,431/moest. monthly cost
$137,240/yrincome needed

About This Home

Welcome to Hillcrest - minutes to San Luis Obispo and Avila Beach! This listing is for a brand new manufactured home encompassing approximately 1,482 square feet with three bedrooms and two baths. The unit will be installed in the next two months, and will be ready for its first owner. The home will come complete with Stainless Steel Whirlpool® Appliances, Including Dishwasher and Built-in Microwave, designer sink and upgraded lighting in the kitchen. The primary bedroom has a spacious closet and en suite bath including walk-in shower, teak shower seat and contemporary black hardware. This is your opportunity to purchase a comfortable home in a premier location! Don't wait.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
31
BikeSomewhat Bikeable

Schools

9/10
Laguna Middle SchoolGrades 7-84.0 mi
10/10

Construction

Condition

  • Year built: 2026

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Water Heater,Gas Range,Microwave,Refrigerator,Water Heater
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating

  • Heating features: ENERGY STAR Qualified Equipment,Forced Air

Interior Area

  • Total interior livable area: 1,426 sqft

Property

Details

  • Parcel number: 910001831
  • On leased land: Yes
  • Lease amount: 1200
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None

Lot

  • Features: Near Public Transit

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Wildfire
Drought
Earthquake

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$72$864
Property Taxes $459$5,508
Electricity $398$4,786
Total$3,431$41,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,634/yr
40% on housing$102,930/yr
45% on housing$91,493/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 93405$612
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93405$632
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Listed for sale$495,000

For Sale by Agent

AgentMatt Sansone
BrokerageCompass

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