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6431 Whitmore Lake Rd, Whitmore Lake, MI, 48189

2beds
2baths
1,575sqft
$895,000
$568price/sqft
$6,135/moest. monthly cost
$245,400/yrincome needed

About This Home

Attention equestrian enthusiasts! Welcome to perfection on Whitmore Lake Road! 12.06 acres complete with an indoor arena and 10 stalls. Located one mile from US 23 and 1.5 miles from Whitmore Lake Middle and High School. The barn has ample space with a convenient workshop that could easily be used for hay storage, tack space or vet, farrier and breeding appointments. All 10 stalls are matted and are 10' x10'. The indoor arena is 60 x 120 and has upgraded LED lights that are instantly bright and need no warmup time. In the house, you'll love the rustic wood, vaulted ceilings and new vinyl floors. Upstairs there are two bedrooms and a large third room that could be used as a den, office or a 3rd bedroom. The upstairs bath has been recently remodeled with a beautiful new walk-in shower. The woodstove in the Living room completes the charming main floor. Downstairs, you'll find a welcoming walk out basement loaded with natural light, new carpet and tall ceilings. The lower level is complete with a full bathroom, patio door access to the backyard, as well as entry from the garage. This space would be perfect for clients to use as a lounge or as a space for your barn manager!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
Whitmore Lake High SchoolGrades 7-121.6 mi

Construction

Materials

  • Foundation: Basement
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Finished,Walk-Out Access

Bathroom1

  • Level: Main
  • Area: 72

Bathroom2

  • Level: Lower

Bedroom1

  • Level: Main
  • Area: 168

Bedroom2

  • Level: Main
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 130

Family Room

  • Level: Lower

Features

  • Cathedral/Vaulted Ceiling
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 500
  • Finished area above ground: 1,075

Heating

  • Heating features: Forced Air,Oil

Interior Area

  • Total structure area: 1,575
  • Total interior livable area: 1,575 sqft

Kitchen

  • Level: Main
  • Area: 90

Living Room

  • Level: Main
  • Area: 288

Property

Details

  • Parcel number: 2 Parcels Sold As 1
  • Zoning description: Residential
  • Special condition: Private
  • Horse amenities: Hay Storage,Barn

Features

  • Levels: Bi-Level
  • Patio & porch: Deck
  • Frontage type: Road
  • Frontage length: 9999
  • Horses can be raised: Yes

Lot

  • Lot size: 12.06 Acres
  • Features: Rural
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Washtenaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$334$4,008
Property Taxes $1,088$13,056
Electricity $188$2,259
Total$6,135$73,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,342/yr
40% on housing$184,050/yr
45% on housing$163,600/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$568This listing

vs Other Active Listings

Avg $/sqft

ZIP 48189$257
Washtenaw County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 48189$218
Washtenaw County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Price change$895,000
2026-03-25Price change$1,071,000
2025-12-09Price change$1,190,000
2024-01-29Listed for sale$1,400,000
2021-03-22Listing removed--
2021-02-18Price change$995,000
2020-03-11Price change$825,000
2019-12-30Listed for sale$995,000

For Sale by Agent

AgentSarah Rouech
BrokerageModern Realty

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