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960 W Cross St, Ypsilanti, MI, 48197

4beds
2baths
1,975sqft
$299,900
$152price/sqft
$2,212/moest. monthly cost
$88,480/yrincome needed

About This Home

The value of the year in the highly desired Normal Park neighborhood is ready for occupancy at closing. Built in 1926 this 2000 square foot home has all the character and features that are the hallmark of Normal Park including hardwood floors, high ceilings, 2 sets of french doors, large family room and 4 generous bedrooms. Finished attic providing additional living space and a first floor den/office with a separate entrance add to the appeal. Updates by the current owner include remodeled kitchen and wood burning fireplace insert in 2022, roof in 2021, front and patio doors in 2023 and new hot water heater in 2024. The home also offers income/rental potential. Outstanding location, walk to Eastern Michigan University, acclaimed WIHI high school and WIMA middle school, Rec Park. 5 minutes to St. Joseph's Hospital, Depot Town, shopping, dining, expressways, border to border trail and entertainment. The price reflects the opportunity for a buyer to move right in as they customize the home with some very affordable TLC.

Getting Around

78
WalkingVery Walkable
51
TransitGood Transit
73
BikeVery Bikeable

Schools

3/10
Estabrook SchoolGrades PK,1-80.6 mi
2/10
AC Tech High SchoolGrades 9-120.9 mi
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Construction

Condition

  • Year built: 1926

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating

  • Heating features: Hot Water

Interior Area

  • Total structure area: 1,975
  • Total interior livable area: 1,975 sqft

Property

Details

  • Parcel number: 111140135016
  • Zoning description: Split

Features

  • Stories: 2

Lot

  • Lot size: 3,484 sqft
  • Features: Sidewalk,Shrubs/Hedges
  • Lot size dimensions: 46 x 78

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Washtenaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$117$1,404
Property Taxes $364$4,368
Electricity $215$2,585
Total$2,212$26,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,840/yr
40% on housing$66,360/yr
45% on housing$58,986/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 48197$171
Washtenaw County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 48197$189
Washtenaw County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$299,900
2021-05-04Sold$250,000
2017-11-14Sold$143,500
2017-09-11Pending sale$149,900
2017-09-05Listed for sale$149,900
2017-08-25Pending sale$149,900
2017-08-11Listed for sale$149,900

For Sale by Agent

AgentRichard Mattie
BrokerageThe Charles Reinhart Company

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