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815 45th St, Oakland, CA, 94608

3beds
3baths
1,636sqft
$899,000
$550price/sqft
$6,137/moest. monthly cost
$245,480/yrincome needed

About This Home

Classic box in Longfellow, extensively remodeled in 2012. Original hardwood floors, coved ceilings, 9'+ ceilings on main level, original wall boarding/trim in dining room. Kitchen remodeled w/ green shaker cabinetry, quartz counters, subway tile backsplash, stainless appliances, French doors w/ true divided lites to rear deck. The main level also has office, full bath, and laundry. Upstairs: expanded primary suite w/ sitting area, walk-in closet, dual vanities + shower, plus two bedrooms, second full bath, craftsman doors. New primary bedroom carpet, updated light fixtures, fresh paint (2026). Systems handled: seismic retrofit, new copper plumbing, updated electrical w/ new main panel + subpanel, new roof, new water heater, Sewer lateral & sidewalk compliant. The garage below the home provides ample additional storage. Yard landscaped 2019, new fencing. Blocks to Temescal shops/restaurants, easy BART & Hwy 24/580 access, <9 mi to DTSF.

Getting Around

91
WalkingWalker's Paradise
72
TransitExcellent Transit
98
BikeBiker's Paradise

Schools

5/10
9/10
Claremont Middle SchoolGrades 6-81.4 mi
8/10

Construction

Condition

  • Property condition: Existing
  • Year built: 1910

Materials

  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Free-Standing Range,Dryer,Washer
  • Laundry features: Laundry Closet,Common Area

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Storage,Updated Kitchen
  • Flooring: Hardwood,Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total structure area: 1,636
  • Total interior livable area: 1,636 sqft

Kitchen

  • Features: Stone Counters,Dishwasher,Eat-in Kitchen,Gas Range/Cooktop,Range/Oven Free Standing,Updated Kitchen

Property

Details

  • Parcel number: 13108842
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Garden,Private Entrance
  • Fencing: Fenced

Lot

  • Lot size: 2,500 sqft
  • Features: Landscaped,Private,Back Yard,Landscape Back

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$185$2,220
Property Taxes $1,009$12,108
Electricity $398$4,786
Total$6,137$73,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,411/yr
40% on housing$184,110/yr
45% on housing$163,653/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$550This listing

vs Other Active Listings

Avg $/sqft

ZIP 94608$341
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94608$557
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$899,000
2026-07-22Listed for sale$899,000
2023-12-15Listing removed--
2023-11-16Listed for rent$5,495
2021-03-12Sold$1,430,000
2021-02-12Pending sale$1,050,000
2021-02-03Listed for sale$1,050,000
2014-04-18Sold$793,000
2014-03-13Listed for sale$570,000
2012-09-27Sold$570,000
2012-03-28Sold$205,000
2012-03-09Price change$224,900
2012-01-13Listed for sale$249,900
2011-06-02Sold$177,046

For Sale by Agent

AgentKenneth Er
BrokerageCompass

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