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2764 78th Ave, Oakland, CA, 94605

3beds
2baths
1,059sqft
$524,999
$496price/sqft
$3,905/moest. monthly cost
$156,200/yrincome needed

About This Home

Charming Oakland home tucked away on a quiet street with plenty of incredible potential! This well-maintained property features updated bathrooms, new flooring, updated kitchen cabinetry, countertops, appliances, and updated windows throughout. Warm and inviting character shines through with charming knotty pine details that add a unique touch to the home. The spacious primary bedroom offers its own private entrance, creating exciting possibilities for multigenerational living, a private guest suite, or potential rental income. Enjoy a fenced front yard for added privacy and security, plus a detached gated 1-car garage with excellent ADU potential. Long driveway accommodates up to 3 vehicles, offering ample private parking in addition to the garage. Private backyard perfect for entertaining or relaxing. Sewer lateral completed!

Getting Around

78
WalkingVery Walkable
58
TransitGood Transit
59
BikeBikeable

Schools

2/10
Howard Elementary SchoolGrades K-50.9 mi
2/10
Castlemont HighGrades 9-120.6 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1923

Materials

  • Roof: Composition
  • Construction materials: Brick,Wood Siding,Shingles,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Free-Standing Range,Refrigerator,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Hookups Only,In Garage

Basement

  • Basement: Crawl Space

Bathroom

  • Features: Shower Over Tub,Tub,Updated Baths,Window,Stall Shower,Tile

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Counter - Solid Surface,Updated Kitchen
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Brick,Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 1,059
  • Total interior livable area: 1,059 sqft

Kitchen

  • Features: Counter - Solid Surface,Stone Counters,Eat-in Kitchen,Gas Range/Cooktop,Range/Oven Free Standing,Refrigerator,Updated Kitchen,Other

Property

Details

  • Parcel number: 40340331
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: Low Maintenance,Private Entrance
  • Fencing: Security,Fenced

Lot

  • Lot size: 3,724 sqft
  • Features: Level,Rectangular Lot,Back Yard,Front Yard

Parking

  • Total spaces: 4
  • Parking features: Covered,Detached,Off Street,Parking Spaces,Parking Lot,Garage Faces Front,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$149$1,788
Property Taxes $704$8,448
Electricity $398$4,786
Total$3,905$46,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,885/yr
40% on housing$117,150/yr
45% on housing$104,133/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$496This listing

vs Other Active Listings

Avg $/sqft

ZIP 94605$340
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94605$502
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$524,999
2020-11-09Sold$475,000
2020-09-22Pending sale$475,000
2020-09-14Price change$475,000
2020-08-28Price change$488,000
2020-08-20Listed for sale$493,000
2020-08-09Pending sale$493,000
2020-07-21Listed for sale$493,000

For Sale by Agent

AgentEdder Barcenas-Cortez
BrokerageBcre

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