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2735 Truman Ave, Oakland, CA, 94605

3beds
2baths
1,526sqft
$482,500
$316price/sqft
$3,820/moest. monthly cost
$152,800/yrincome needed

About This Home

Great Opportunity to own this single-family home in Oakland, CA. This home was built in 1944 featuring 3 bedrooms and 1.5 bathrooms. ***SPECIAL NOTES: (1) This is a CASH ONLY transaction. (2) Seller to pay Taxes, HOA, and Municipal/Utility Liens. (3) Please read the Auction disclaimers carefully before placing a bid or submitting an offer. ***

Getting Around

74
WalkingVery Walkable
55
TransitGood Transit
65
BikeBikeable

Schools

1/10
3/10
Elmhurst United MiddleGrades 6-80.7 mi
2/10
Castlemont HighGrades 9-121.0 mi

Construction

Condition

  • Year built: 1944

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: See Remarks

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • All Bedrooms Down
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,526 sqft

Property

Details

  • Parcel number: 0485630011
  • Special condition: Auction

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 4,896 sqft
  • Features: Front Yard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,439$29,268
Home Insurance *$137$1,644
Property Taxes $846$10,152
Electricity $398$4,786
Total$3,820$45,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,971/yr
40% on housing$114,600/yr
45% on housing$101,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 94605$340
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94605$502
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listing removed--
2026-01-15Price change$499,000
2025-12-11Pending sale$599,000
2025-11-25Price change$599,000
2025-11-14Pending sale--
2023-09-08Sold$254,500
2002-02-11Sold$270,000

Unknown Listed By

AgentNEVEN SPRALJA
BrokerageREALHOME SERVICES & SOLUTIONS

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