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95266 Snapdragon Dr, Fernandina Beach, FL, 32034

5beds
4baths
2,782sqft
$549,900
$198price/sqft
$3,826/moest. monthly cost
$153,040/yrincome needed

About This Home

Expansive and well-designed, this 5-bedroom, 4-bathroom home with a Bonus room, on Snapdragon Drive in the Amelia Concourse community provides plenty of space to live, work, and relax with ease. Built in 2019, the layout features an open dining and living area that connects the spaces for everyday living and entertaining. The kitchen is equipped with quartz countertops, a gas stove, and plenty of workspace, making it both functional and visually appealing. A tankless water heater adds efficiency and convenience. Upstairs, a bonus bedroom and bathroom provide flexibility for guests, a home office, or a private retreat. The home’s generous bedroom count ensures space for everyone without compromise. The screened-in back patio overlooks a peaceful pond, a calm setting for morning coffee or evening downtime. The fully fenced backyard offers privacy and room to enjoy outdoor activities. Additional highlights include a 2-car garage and access to a welcoming community with large recreation areas and known for its pleasant atmosphere and well-maintained surroundings. This property delivers the space and setting suited for a comfortable, connected lifestyle. Book your showing today and explore the space for yourself!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
Yulee Elementary SchoolGrades 3-54.0 mi
9/10
Yulee Middle SchoolGrades 6-82.8 mi
5/10
Yulee High SchoolGrades PK,9-123.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2019

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer

Bedroom

  • Level: Main
  • Dimensions: 12x10

Bedroom

  • Level: Main
  • Dimensions: 10x12

Bedroom

  • Level: Main
  • Dimensions: 10x12

Bedroom

  • Level: Main
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Bonus Room

  • Level: Upper
  • Dimensions: 17x16

Breakfast Room Nook

  • Level: Main
  • Dimensions: 9x8

Dining Room

  • Level: Main
  • Dimensions: 16x8

Family Room

  • Level: Main
  • Dimensions: 18x22

Features

  • Ceiling Fan(s),Window Treatments
  • Window features: Vinyl,Blinds

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,782
  • Total interior livable area: 2,782 sqft

Kitchen

  • Level: Main
  • Dimensions: 9x13

Master Bedroom

  • Level: Main
  • Dimensions: 12x17

Property

Details

  • Parcel number: 302N28015101470000
  • Zoning: RSF-2
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Fence,Sprinkler/Irrigation
  • Waterfront features: Pond

Lot

  • Lot size: 9,430 sqft
  • Lot size dimensions: 72 x 120

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$355$4,260
Property Taxes $412$4,944
Electricity $279$3,359
Total$3,826$45,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,177/yr
40% on housing$114,780/yr
45% on housing$102,026/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 32034$414
Nassau County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 32034$303
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$549,900
2023-08-30Sold$500,000
2023-08-25Pending sale$500,000
2023-07-31Listing removed--
2023-07-26Listed for rent$3,000
2023-06-27Price change$500,000
2023-06-07Price change$525,000
2023-05-04Price change$540,000
2023-03-13Listed for sale$550,000
2019-03-29Sold$305,490
2019-02-25Pending sale$305,490
2019-02-25Listed for sale$305,490
2019-02-22Pending sale$305,490
2019-02-22Price change$305,490
2019-01-23Listed for sale$313,990

For Sale by Agent

AgentJenny Schaffer
BrokerageSUMMER HOUSE REALTY

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