95182 TIMBERLAKE Drive, Fernandina Beach, FL, 32034
About This Home
Spacious 5BR/3BA home in Fernandina Beach with 2,508 SF of open living space. Features include stainless steel appliances, large kitchen island, and bright, airy layout. Enjoy a generous backyard perfect for relaxing or entertaining. Close to beaches, top-rated schools, and shopping.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Construction materials: Composition Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Range,Electric Water Heater,Microwave,Refrigerator
- Laundry features: Upper Level
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Carpet,Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,508 sqft
Property
Details
- Parcel number: 292N2801000053
- Zoning description: PUD
Features
- Levels: Two
- Stories: 2
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance * | $249 | $2,988 |
| Property Taxes | $248 | $2,976 |
| Electricity | $252 | $3,028 |
| Total | $2,695 | $32,340 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $395,000 |
| 2026-04-03 | Price change | $400,000 |
| 2026-03-31 | Listed for sale | $415,000 |
| 2026-03-12 | Pending sale | $415,000 |
| 2026-02-20 | Price change | $415,000 |
| 2026-02-12 | Price change | $425,000 |
| 2026-01-08 | Price change | $430,000 |
| 2025-10-08 | Price change | $440,000 |
| 2025-09-17 | Price change | $445,000 |
| 2025-09-03 | Price change | $450,000 |
| 2025-08-13 | Price change | $465,000 |
| 2025-07-31 | Price change | $480,000 |
| 2025-07-18 | Listed for sale | $495,000 |
| 2025-06-12 | Sold | $495,000 |
| 2017-08-01 | Sold | $226,925 |
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