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94-1790 Amepela Rd, Naalehu, HI, 96772

6beds
4baths
2,374sqft
$650,000
$274price/sqft
$4,515/moest. monthly cost
$180,600/yrincome needed

About This Home

Experience island flexibility and independence in Mark Twain Estates! This dynamic property pairs a beautifully crafted main home with a fully permitted ohana, creating an ideal setup for rental income, extended living, private guest quarters, or a dedicated workspace. With a lush food-producing landscape, no HOA, and rare net-metered solar, this is a standout opportunity to enjoy a comfortable and sustainable Hawai‘i lifestyle. Copy and Paste Video link: https://drive.google.com/file/d/1GdHz_s4mCRZ-6V7r2ziR_v2dXIHRhj1g/view?usp=sharing PROPERTY HIGHLIGHTS: THE MAIN HOME: Built in 2019, offering 1,792 sq ft with 4 bedrooms, 2.5 baths, and open beam ceilings. CHEF'S KITCHEN: Custom mango cabinetry, rainforest granite counters, massive island, copper farmhouse sink, walk-in pantry, and a new 6-burner dual-fuel range. SMART LAYOUT: Upstairs features the main living area, half bath, 4th bedroom or office, and an enclosed lanai with coastline views. Downstairs offers 3 bedrooms, 2 baths, and a separate exterior entrance. PERMITTED OHANA: Turnkey 582 sq ft living space above a 672 sq ft 2-car garage. Connected by a covered breezeway, it includes a full bath and its own enclosed lanai. Ideal for guests, extended family, or flexible living or potential income. THE GROUNDS: Landscaped 20,000 sq ft lot at a comfortable 1,020' elevation with dual gated entries, concrete driveway, and ample parking. UTILITIES: County water, grid-tied solar with highly coveted net metering, and Lava Zone 6. TROPICAL ORCHARD: Harvest your own avocado, mango, macadamia nut, dragon fruit, bananas, citrus, soursop, and more. THE LOCATION: Just minutes from Punaluʻu Black Sand Beach, Papakōlea Green Sand Beach, and the dramatic South Point cliffs. Less than 6 miles from Nā‘ālehu for groceries, dining, the post office, and hardware, with easy access to hiking, fishing, and Hawai‘i Volcanoes National Park.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

2/10
Naalehu Elementary SchoolGrades PK-63.3 mi

Construction

Condition

  • Year built: 2019

Materials

  • Construction materials: Concrete,Double Wall,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave Hood,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Ceramic Tile,Concrete,Laminate

Interior Area

  • Total structure area: 2,374
  • Total interior livable area: 2,374 sqft

Property

Details

  • Parcel number: 3940090270000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Coastline,Mountain(s),Ocean,Ocean Horizon,Sunrise
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Gentle Slope,Graded

Lot

  • Lot size: 0.46 Acres
  • Features: See Remarks

Parking

  • Total spaces: 2
  • Parking features: Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$245$2,940
Property Taxes $220$2,640
Electricity $764$9,173
Total$4,515$54,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,800/yr
40% on housing$135,450/yr
45% on housing$120,400/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 96772$274
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96772$378
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$650,000
2026-06-03Listed for sale$750,000
2026-04-13Listing removed$850,000
2026-02-12Price change$850,000
2025-09-19Price change$890,000
2025-09-02Price change$949,000
2025-08-11Listed for sale$999,999
2004-12-17Sold$32,000

For Sale by Agent

AgentTeena Genge
BrokerageUnited Country Real Estate-Hawaii Lifestyle Properties, LLC

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