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11-3828 2nd St, Volcano, HI, 96785

5beds
5baths
2,256sqft
$675,000
$299price/sqft
$4,980/moest. monthly cost
$199,200/yrincome needed

About This Home

Successful income producing property less than a mile away from The Volcano National Park. Five separate units each with its own bathroom. Use it as a long term rental or a hosted vacation rental. As you pull up to this grand cedar style home you are immediately welcomed by a beautiful and luscious Volcano rain forest filled with Hapu'u, Ohi'a, wild ginger and anthurium. Walk down the gravel path to explore the wonders of nature all around. Located at the back of the property is an outdoor Brand New Jacuzzi Hot Tub surrounded by wild ginger. The first building consists of three floors with three separate units. On the right side of the first floor is a studio style unit that has its own full kitchen and bathroom. On the opposite side is another similar unit with more living space. This unit has been completely remodeled with new Hawaiian Koa vinyl plank flooring, new black cabinets with Acacia counter tops. The bathroom has been remodeled with tiled floors and walls and T&G ceilings. On the second floor is a grand suite consisting of a newly remodeled kitchen/dining area complete with flooring and cabinets. The living room and bathroom is also located on this floor. The bathroom has been remodeled with tiled floors and walls. Located in this units is a staircase leading to the bedroom on the third floor that overlooks the entire rain forest making it feel like you are in a tree house. The second building has two separate studios each identical with a kitchenette and full bathroom. The possibilities are endless with this property. Built with steel framing and cedar wood to keep the pests away. Consisting of TWO concrete water catchments so you never have to worry about water.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
5/10
Keaau Middle SchoolGrades 6-817.7 mi
3/10
Keaau High SchoolGrades 9-1217.5 mi

Construction

Condition

  • Year built: 2005

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Induction Cooktop,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Flooring: Resin Tile
  • Fireplace features: Electric,Gas
  • Fireplace: Yes

Interior Area

  • Total structure area: 2,256
  • Total interior livable area: 2,256 sqft

Property

Details

  • Parcel number: 3110070980000
  • Zoning: RS-20
  • Special condition: Fee Simple,Standard

Features

  • Has view: Yes
  • View description: Forest,Garden
  • Topography of land: Fairly Level,Rolling Terrain

Lot

  • Lot size: 0.46 Acres
  • Features: Wooded

Parking

  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$212$2,544
Property Taxes $629$7,548
Electricity $726$8,717
Total$4,980$59,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,742/yr
40% on housing$149,400/yr
45% on housing$132,800/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 96785$283
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96785$407
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$675,000
2026-02-17Listed for sale$690,000
2025-10-10Listing removed$699,000
2025-05-27Price change$699,000
2025-01-27Price change$725,000
2024-12-18Listed for sale$775,000
2022-10-03Sold$475,000
2022-04-04Contingent$460,000
2022-02-15Price change$460,000
2022-01-14Listed for sale$450,000
2021-12-25Contingent$450,000
2021-07-26Listed for sale$450,000
2021-05-27Contingent$450,000
2021-05-02Price change$450,000
2020-10-13Listed for sale$849,000
2009-12-11Sold$154,750
2003-01-30Sold$10,000

For Sale by Agent

AgentNamanu Ka'apana-Suzui
BrokerageCentury 21 Homefinders of Hawaii

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