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78621 Mina Road, Covelo, CA, 95428

1beds
1baths
400sqft
$149,000
$373price/sqft
$1,516/moest. monthly cost
$60,640/yrincome needed

About This Home

40 acre Ranchette perched on a ridgetop with views for miles. Tiny home with attached deck and large meadow. Private well and end of road privacy. Home needs some TLC but offers privacy while being 20 minutes from Covelo.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

1/10
2/10
Round Valley High SchoolGrades 9-123.0 mi

Construction

Materials

  • Foundation: See Remarks
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Cabin
  • Property subType: Mobile Home

Interior

Appliances

  • Laundry features: None

Basement

  • Basement: None

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 400
  • Total interior livable area: 400 sqft

Kitchen

  • Features: Kitchen/Family Combo
  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 0321604000
  • Special condition: Offer As Is,Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Mountain(s),Valley

Lot

  • Lot size: 40 Acres
  • Features: Dead End,Garden,Private

Parking

  • Total spaces: 5
  • Parking features: Private

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in Mendocino County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$228$2,736
Property Taxes $137$1,644
Electricity $398$4,786
Total$1,516$18,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,977/yr
40% on housing$45,480/yr
45% on housing$40,426/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 95428$102
Mendocino County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 95428$91
Mendocino County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-28Listing removed$199,000
2025-08-28Listed for sale$199,000
2025-07-25Listing removed$225,000
2025-05-16Price change$225,000
2025-02-05Listed for sale$239,000
2025-01-18Listing removed$239,000
2024-07-22Price change$239,000
2024-07-20Listed for sale$139,000
2015-04-23Sold$150,000
2005-12-28Sold$96,000
2003-05-06Sold$20,500
2001-02-14Sold$90,000

Unknown Listed By

AgentMike Gott
BrokerageRE/MAX Gold - Selzer and Assoc

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