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10298 Custer Ave, Lucerne Valley, CA, 92356

5beds
3baths
2,788sqft
$635,000
$228price/sqft
$4,795/moest. monthly cost
$191,800/yrincome needed

About This Home

Completed in 2024, this newly constructed home sits on approximately 2.15 acres along a paved road in Lucerne Valley, offering a rare combination of space, functionality, and versatility. The home features 5 bedrooms and 3 bathrooms with a thoughtfully designed floor plan, including spacious living and dining areas, a formal living room, and extra-wide hallways. A privately located office on a separate end of the home provides a quiet and flexible space for work or additional use. The centrally located kitchen connects seamlessly to the main living areas. Interior amenities include central heating and air conditioning, natural gas, and a private well. Outdoor features include multiple covered patios, garden areas, mature fruit trees, and a well-established rosemary hedge along the north property line, creating a natural boundary with added privacy. A detached shop with a bathroom and additional living area offers versatile space for a variety of uses. The property also includes multiple storage buildings for equipment or hobby use. Additionally, a mobile structure on the property provides flexible space for storage or workspace. This structure is not permitted for residential use; buyer to verify all permitted uses with the county. This property offers a unique opportunity with new construction, usable acreage, and multiple functional improvements.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10
4/10

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom,Modern,Patio Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside,Laundry Room

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Full Bath on Main Level,Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Features

  • Breakfast Bar,Separate/Formal Dining Room,Eat-in Kitchen,Storage,All Bedrooms Down,Entrance Foyer,Main Level Primary,Primary Suite,Walk-In Closet(s),Workshop
  • Flooring: Carpet
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,788 sqft

Master Bedroom

  • Features: Primary Suite

Master Bedroom

  • Features: Main Level Primary

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 0451571080000
  • Special condition: Standard
  • Horse amenities: Riding Trail

Features

  • Levels: One
  • Stories: 1
  • Entry location: east side on custer
  • Pool features: None
  • Patio & porch: Rear Porch,Concrete,Covered,Front Porch,Patio
  • Spa features: None
  • Has view: Yes
  • View description: Peek-A-Boo,Trees/Woods

Lot

  • Lot size: 2.15 Acres
  • Features: Corner Lot,Front Yard,Garden,Sprinklers In Rear,Sprinklers In Front,Lawn,Landscaped,Paved,Rectangular Lot,Ranch,Sprinklers On Side,Sprinkler System,Trees,Yard

Parking

  • Total spaces: 4
  • Parking features: Boat,Circular Driveway,Door-Multi,Direct Access,Garage,Guest,Gated,Off Street,Oversized,Private,RV Access/Parking,Garage Faces Side,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Heat Wave
Landslide

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$346$4,152
Property Taxes $642$7,704
Electricity $597$7,174
Total$4,795$57,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,400/yr
40% on housing$143,850/yr
45% on housing$127,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 92356$183
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92356$189
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Price change$650,000
2026-03-29Price change$699,000
2025-06-23Price change$750,000
2024-10-30Listed for sale$800,000

For Sale by Agent

AgentBrandi Olson
BrokerageColdwell Banker Home Source

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