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119 Winstead Cir, Owens Cross Roads, AL, 35763

3beds
3baths
2,457sqft
$279,000
$114price/sqft
$1,944/moest. monthly cost
$77,760/yrincome needed

About This Home

Move-in ready 3BR/3BA brick home featuring a spacious open floor plan perfect for modern living. The bright living, dining, and kitchen areas flow seamlessly, creating an inviting space for entertaining or relaxing. A versatile bonus area offers room for an office, playroom, or media space. Enjoy the large backyard with plenty of room for outdoor activities, plus a two-car garage for convenience. This well-maintained home blends comfort, space, and functionality—ready for its next owner!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
New Hope High SchoolGrades 7-122.8 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Disposal

Bedroom2

  • Features: Carpet,Smooth Ceiling,Walk-In Closet(s)
  • Level: Second
  • Area: 143

Bedroom3

  • Features: Ceiling Fan(s),Carpet,Smooth Ceiling,Walk-In Closet(s)
  • Level: Second
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Carpet,Smooth Ceiling
  • Level: Second
  • Area: 198

Dining Room

  • Features: Smooth Ceiling,LVP
  • Level: First
  • Area: 90

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1,Electric
  • Cooling features: Central 1,Electric

Interior Area

  • Total interior livable area: 2,457 sqft

Kitchen

  • Features: Recessed Lighting,Smooth Ceiling,LVP
  • Level: First
  • Area: 156

Living Room

  • Features: Smooth Ceiling,LVP
  • Level: First
  • Area: 396

Master Bedroom

  • Features: Ceiling Fan(s),Carpet,Smooth Ceiling,Walk-In Closet(s)
  • Level: Second
  • Area: 240

Property

Details

  • Parcel number: 2209290001098268

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,740 sqft
  • Lot size dimensions: 140 x 41

Parking

  • Parking features: Garage-Two Car,Garage-Attached,Garage Door Opener,Garage Faces Front

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$170$2,040
Property Taxes $90$1,080
Electricity $274$3,299
Total$1,944$23,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,651/yr
40% on housing$58,320/yr
45% on housing$51,840/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 35763$165
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35763$168
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$309,000
2022-05-09Sold$295,000
2022-04-09Pending sale$310,000
2022-04-06Listed for sale$310,000
2018-09-24Sold$166,000

For Sale by Agent

AgentMike Hammond
BrokerageCRYE-LEIKE REALTORS - Hsv

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