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15101 Lincoln Loop, San Diego, CA, 92127

3beds
4baths
2,034sqft
$1,350,000
$664price/sqft
$9,193/moest. monthly cost
$367,720/yrincome needed

About This Home

Magnificent 3 BR/3.5 BA residence at master-planned community of Del Sur! South facing w/an abundance of natural light! Step into this beautiful home w/volume ceilings upon entrance. Exquisitely renovated kitchen (2025) w/quartz counters, full height slab backsplash, & new gas cooktop. Spacious living room w/seamless transition to your expansive covered, tiled balcony w/ceiling fan, & roller shades. Primary BR w/walk-in closet. Timeless Primary BA w/large soaking tub & glass shower enclosure. Laundry room upstairs! 1st floor en-suite secondary BR w/direct access to private low maintenance yard! More highlights include: Engineered wood flooring, Hunter Douglas blinds, A/C, Water softener system, & Epoxied garage floors. Top rated schools! Del Sur boasts 11 pools & 16 parks! Shopping centers conveniently close by!

Getting Around

57
WalkingSomewhat Walkable
0
TransitNo Nearby Transit
45
BikeSomewhat Bikeable

Schools

8/10
8/10
Oak Valley Middle SchoolGrades 6-81.5 mi
10/10
Del Norte High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Composition
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer,Gas Stove
  • Laundry features: Other/Remarks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 2,034
  • Total interior livable area: 2,034 sqft

Property

Details

  • Parcel number: 6786905107

Features

  • Levels: 3 Story
  • Pool features: Community/Common
  • Fencing: Partial

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$200$2,400
Property Taxes $1,731$20,772
Electricity $436$5,233
Total$9,193$110,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$315,188/yr
40% on housing$275,790/yr
45% on housing$245,146/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$664This listing

vs Other Active Listings

Avg $/sqft

ZIP 92127$668
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92127$686
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$1,350,000
2021-05-19Sold$1,100,000
2021-05-05Pending sale$995,000
2021-04-26Listed for sale$995,000

For Sale by Agent

AgentMichelle Liu
BrokerageKeller Williams Realty

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