




5604 Garner Rd, Tuscaloosa, AL, 35405
About This Home
Nestled on approximately 1.75 acres, this spacious 4-bedroom, 2-bath home offers the perfect combination of privacy, functionality, and outdoor enjoyment. With 2,814 square feet of living space, there's plenty of room for guests, and entertaining. One of the property's standout features is the private lake in the backyard, where you can enjoy fishing, relaxing by the water, and taking in the peaceful views right from your own property. The expansive yard provides ample space for outdoor activities while offering a secluded, country-like setting. The home also features a full basement complete with its own living area and kitchen, making it ideal for multi-generational living, extended guests, a private retreat, or additional entertaining space. Whether you're looking for room to spread out, enjoy waterfront living, or take advantage of the versatile basement setup, this property offers a rare opportunity in a convenient Tuscaloosa location.
Getting Around
Schools
Construction
Condition
- Year built: 1958
Materials
- Foundation: Basement
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None,Electric Water Heater
- Laundry features: Electric Dryer Hookup,Floor Drain,Main Level,Other,Yes
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full,Finished,Concrete
Bathroom1
- Level: First
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: Third
Bedroom4
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- None,Tub/Shower Combo
- Flooring: Hardwood
- Attic: Other,Yes
- Finished area below ground: 0
- Finished area above ground: 2,814
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Electric
Interior Area
- Total interior livable area: 2,814 sqft
Kitchen
- Level: First
Property
Details
- Parcel number: 3703054001001.003
- Special condition: As Is
Features
- Levels: 2+ story
- Pool features: None
- Patio & porch: Covered,Patio,Porch,Open (DECK),Deck
- Has water view: Yes
- Water view: Water
- Waterfront features: No
Lot
- Lot size: 1.75 Acres
Parking
- Total spaces: 2
- Parking features: Driveway,Off Street,Garage Faces Rear
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tornado
- Cold Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $168 | $2,016 |
| Property Taxes | $61 | $732 |
| Electricity | $314 | $3,778 |
| Total | $1,756 | $21,072 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-12 | Price change | $239,900 |
| 2026-06-26 | Price change | $245,000 |
| 2026-06-18 | Listed for sale | $250,000 |
| 2020-02-24 | Sold | $178,500 |
| 2019-12-28 | Pending sale | $179,900 |
| 2019-12-17 | Price change | $179,900 |
| 2019-09-25 | Price change | $189,900 |
| 2019-08-27 | Listed for sale | $199,900 |
| 2019-08-13 | Pending sale | $199,900 |
| 2019-07-08 | Listed for sale | $199,900 |
