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5061 Overlook Ln, Sioux City, IA, 51106

2beds
2baths
1,395sqft
$334,850
$240price/sqft
$2,414/moest. monthly cost
$96,560/yrincome needed

About This Home

Overlook 4 is one of our more popular floor plans at the Overlook Development. A ranch-style townhouse with a two car garage. The main floor features high, vaulted ceilings, an open-concept kitchen, dining and living room, master suite with walk-in closet and shower, second bedroom, full bathroom, and laundry room. The buyer has the option to upgrade to a finished basement with space for two bedrooms, bathroom, family room & storage room. The main floor is 1,395 sq ft and the unfinished basement measures at 1,090 sq ft. Overlook 4 tops out at a measurement of 2,485 sq ft. This property has a walk-out basement. HOA is $140/month. It includes lawn care & spray, snow removal & street maintenance. There is a 3- or 10- year tax abatement available on this townhome. Photos included are of similar properties, and may show upgraded finishes.

Getting Around

22
WalkingCar-Dependent
23
TransitMinimal Transit
8
BikeSomewhat Bikeable

Schools

--
Nodland Elementary SchoolGrades PK-20.4 mi
6/10
East Middle SchoolGrades 6-81.0 mi
4/10
East High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2025

Other

  • Builder name: Overlook Developers

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s)
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,395 sqft

Property

Details

  • Parcel number: 884708477006

Features

  • Levels: 1.0
  • Stories: 1
  • Patio & porch: Deck,Patio

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather
Heat Wave
Ice Storm
Wildfire

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$264$3,168
Property Taxes $336$4,032
Electricity $121$1,452
Total$2,414$28,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,765/yr
40% on housing$72,420/yr
45% on housing$64,373/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 51106$150
Woodbury County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 51106$142
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-05-29Price change$334,850
2025-05-12Listed for sale$324,850

New Construction Spec

BrokerageOverlook Developers

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