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7021 Silver Spur St, Las Cruces, NM, 88012

3beds
2baths
1,632sqft
$294,900
$181price/sqft
$1,897/moest. monthly cost
$75,880/yrincome needed

About This Home

Carefree living awaits you at this 1632 square ft home built in Phase 2 of the Metro Verde area. Get the feeling of living in a well-kept Air B and B every day in your personal Home residence. Home opens up to a spacious guest bedroom with plenty of closet space. Granite matching countertops and soft close cabinetry all throughout the residence. Wood look tile throughout kitchen, living room and restroom areas. All Appliances Convey: Refrigerator, Stove, Washer, Dryer, Dishwasher, Microwave+ all to convey with the home. Open concept living area/kitchen/dining room combo allows for daily family connectivity. Primary bedroom has separate access to backyard and connects to Primary bathroom which includes walk in shower, walk in closet, and double sinks. Back yard has high walls, dog run, and well-maintained lawn. This house has a lot of love to give.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
5/10
Mesa Middle SchoolGrades 6-80.9 mi
6/10
Onate High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Pitched,Asphalt,Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Pueblo
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Washer
  • Laundry features: Mud Room,Utility Room,Cabinets And Folding Table.

Bedroom2

  • Area: 110
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Double Pane Windows,Low Emissivity Windowsmissivity Windows
  • Flooring: Flooring Foundation: Slab

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,632
  • Total interior livable area: 1,632 sqft

Property

Details

  • Parcel number: 4010129031165

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Dog Run,Door To Backyard From Primary Bedroom And Dining Room/Kitchen
  • Fencing: Rock

Lot

  • Lot size: 4,791 sqft
  • Features: Amenities: High Speed Internet
  • Lot size dimensions: 0 to .24 AC

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Heat Wave

FEMA Declared Disasters in Doña Ana County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$101$1,212
Property Taxes $157$1,884
Electricity $148$1,780
Total$1,897$22,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,040/yr
40% on housing$56,910/yr
45% on housing$50,586/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 88012$161
Doña Ana County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 88012$189
Doña Ana County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-14Listed for sale$299,900
2026-02-12Listing removed$2,500
2025-10-07Listed for rent$2,500
2025-09-09Listing removed$310,000
2025-02-21Listed for sale$310,000
2023-11-29Sold--
2023-10-30Pending sale$285,000
2023-10-10Price change$285,000
2023-09-08Listed for sale$289,950

For Sale by Agent

AgentPaul J Braden
BrokerageRE/MAX Classic Realty

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