




3286-88 Bayside Walk, San Diego, CA, 92109
About This Home
Prime bay-front duplex on Bayside Walk—two detached homes on a 3,179 sq ft lot with an exceptional 1.10 FAR, allowing roughly 3,500 sq ft of future living space. The front cottage, gutted to the studs in 2020, offers two bedrooms, one bath, full A/C, and stunning views open to expansive lawn-style patio where sunrise colors, fireworks, and paddle-boarders unfold at your doorstep. Tucked behind, the bright one-bedroom, one-bath carriage unit crowns a two-car garage, capturing panoramic water views from every window and enjoying its own private entry with no shared walls. Three parking spaces, in-garage laundry, coastal-designer finishes, and turn-key furnishings make this a ready-to-go vacation rental or effortless owner-occupy. Stroll to Belmont Park, ocean waves, cafés, and water-sport rentals in minutes. Assemble with the 4,996 sq ft lot next door, also for sale, to create a landmark bay-front trophy.
Getting Around
Schools
Construction
Condition
- Year built: 1945
Materials
- Roof: Composition
- Construction materials: Stucco
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Cooling features: N/K
Interior Area
- Total structure area: 1,452
Property
Details
- Parcel number: 4236560200
- Zoning: R-4:MULTIP
- Zoning description: R-4:MULTIP
Features
- Levels: 2 Story
- Fencing: Full
Lot
- Lot size: 3,049 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Earthquake
- Heat Wave
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $16,231 | $194,772 |
| Home Insurance * | $288 | $3,456 |
| Property Taxes | $3,430 | $41,160 |
| Electricity | $398 | $4,786 |
| Total | $20,347 | $244,164 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-07-31 | Price change | $3,210,000 |
| 2025-07-11 | Listed for sale | $3,300,000 |
| 2025-07-09 | Pending sale | $3,300,000 |
| 2025-07-01 | Listed for sale | $3,300,000 |
| 2017-04-06 | Sold | $2,000,000 |
