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3286-88 Bayside Walk, San Diego, CA, 92109

3beds
2baths
0sqft
$3,210,000
--price/sqft
$20,347/moest. monthly cost
$813,880/yrincome needed

About This Home

Prime bay-front duplex on Bayside Walk—two detached homes on a 3,179 sq ft lot with an exceptional 1.10 FAR, allowing roughly 3,500 sq ft of future living space. The front cottage, gutted to the studs in 2020, offers two bedrooms, one bath, full A/C, and stunning views open to expansive lawn-style patio where sunrise colors, fireworks, and paddle-boarders unfold at your doorstep. Tucked behind, the bright one-bedroom, one-bath carriage unit crowns a two-car garage, capturing panoramic water views from every window and enjoying its own private entry with no shared walls. Three parking spaces, in-garage laundry, coastal-designer finishes, and turn-key furnishings make this a ready-to-go vacation rental or effortless owner-occupy. Stroll to Belmont Park, ocean waves, cafés, and water-sport rentals in minutes. Assemble with the 4,996 sq ft lot next door, also for sale, to create a landmark bay-front trophy.

Getting Around

74
WalkingVery Walkable
32
TransitSome Transit
67
BikeBikeable

Schools

10/10
9/10
Mission Bay High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: N/K

Interior Area

  • Total structure area: 1,452

Property

Details

  • Parcel number: 4236560200
  • Zoning: R-4:MULTIP
  • Zoning description: R-4:MULTIP

Features

  • Levels: 2 Story
  • Fencing: Full

Lot

  • Lot size: 3,049 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,231$194,772
Home Insurance *$288$3,456
Property Taxes $3,430$41,160
Electricity $398$4,786
Total$20,347$244,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$697,611/yr
40% on housing$610,410/yr
45% on housing$542,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 92109$1,002
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92109$1,129
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-31Price change$3,210,000
2025-07-11Listed for sale$3,300,000
2025-07-09Pending sale$3,300,000
2025-07-01Listed for sale$3,300,000
2017-04-06Sold$2,000,000

For Sale by Agent

AgentRobert Brown
BrokerageFantastik Realty

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