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3851 42nd St, San Diego, CA, 92105

4beds
3baths
4,544sqft
$1,239,900
$273price/sqft
$8,786/moest. monthly cost
$351,440/yrincome needed

About This Home

Amazing opportunity to own 3 Units on one property. This Residential Income Property, is in very good condition and is fully tenant occupied. The property has been been renovated recently and includes many amenities like: a shared washer & dryer for the back 2 Units, which are both 1BR, 1BA and a washer & dryer for the Front house (2BA, 1BA, with new electrical upgrade for the SFH) as well. Plenty of on-site parking; outside courtyard and a privately fully fenced front yard. Each unit features plenty of natural light, newer vinyl flooring, spacious floor plans and modern appliances. The property is close to Schools, short drive to SDSU, Shopping, Public Transportation and Freeways. Enjoy the strong rents and future Appreciation!*!

Getting Around

95
WalkingWalker's Paradise
56
TransitGood Transit
57
BikeBikeable

Schools

4/10
3/10
Wilson Middle SchoolGrades 6-80.5 mi
4/10
Hoover High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1955

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Laundry features: Gas Dryer Hookup

Features

  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total structure area: 4,544
  • Total interior livable area: 4,544 sqft

Property

Details

  • Parcel number: 4715420700
  • Zoning: RM Zoning Multi-Units
  • Special condition: Standard

Features

  • Entry location: Front
  • Pool features: None

Lot

  • Lot size: 4,544 sqft
  • Features: Front Yard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,269$75,228
Home Insurance *$190$2,280
Property Taxes $1,353$16,236
Electricity $974$11,692
Total$8,786$105,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$301,234/yr
40% on housing$263,580/yr
45% on housing$234,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 92105$428
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92105$612
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-29Listed for sale$1,275,000
2024-07-25Sold$1,138,500
2024-06-21Pending sale$1,124,900
2024-05-28Listed for sale$1,124,900
2024-05-21Listing removed--
2024-04-10Listed for sale$1,124,900
2022-07-31Listing removed--
2022-07-28Price change$1,950
2022-07-01Listed for rent$2,950
2022-06-08Sold$940,000
2022-04-08Sold$800,000
1995-07-17Sold$88,500
1994-07-20Sold$171,273

For Sale by Agent

AgentMarcus Minter
BrokerageMinter Realty Group

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