575 Myrtle St, Half Moon Bay, CA, 94019
About This Home
Just moments from the heart of downtown Half Moon Bay, this home offers a rare opportunity for a coastal retreat with built-in income potential. Blending the charm of a beach-town residence with the flexibility of a triplex, the property creates a different approach to coastal ownership. Live in one residence while the additional units help offset expenses, transforming the economics of owning near the coast. Rather than a traditional investment property, this home presents a lifestyle purchase designed to support itself. Each of the three self-contained units features its own entrance, kitchen, and living space, allowing for privacy and flexibility whether used for long-term tenants, extended family, guests, or a combination of both. The front residences showcase the homes original character with sun-filled interiors, while the upper unit offers elevated living with a relaxed coastal feel. Outside, a shared backyard creates space to unwind, garden, or entertain after a day at the beach. Ample off-street parking adds convenience, while nearby beaches, coastal trails, cafés, and Main Street shops and restaurants place the best of Half Moon Bay just moments away. This is a rare chance to enjoy the coastal lifestyle with a property positioned to help make it attainable.
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1906
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven/Range,Gas Oven/Range,Washer/Dryer
Bathroom
- Features: ShoweroverTub1
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: DiningArea
Family Room
- Features: NoFamilyRoom
Features
- Door features: None
- Flooring: Carpet,Laminate,Tile
- Fireplace features: Wood Burning
Heating & Cooling
- Heating features: Electric
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 2,371
- Total interior livable area: 2,371 sqft
Kitchen
- Features: Countertop_SolidSurfceCorian
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 064103240
- Zoning: R20000
- Special condition: Standard
Features
- Stories: 2
- Exterior features: Back Yard
Lot
- Lot size: 5,768 sqft
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Drought
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Mateo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,321 | $87,852 |
| Home Insurance * | $191 | $2,292 |
| Property Taxes | $1,529 | $18,348 |
| Electricity | $508 | $6,101 |
| Total | $9,549 | $114,588 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $1,448,000 |
| 2020-07-27 | Sold | $1,380,000 |
| 2020-06-27 | Pending sale | $1,475,000 |
| 2020-02-19 | Listed for sale | $1,475,000 |
| 2016-09-30 | Sold | $1,050,000 |
| 2011-08-19 | Sold | $599,000 |
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