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88-1550 Eiwa Ave, Captain Cook, HI, 96704

1beds
1baths
480sqft
$250,000
$521price/sqft
$1,791/moest. monthly cost
$71,640/yrincome needed

About This Home

Few blocks from the ocean, this Miloliʻi property captures stunning ocean and sunset views in a peaceful coastal setting. Fully fenced and powered by solar, the property is equipped with a septic system and two catchment tanks—one covered for added protection—supporting comfortable off-grid living. The main residence features a well-designed studio layout with a full bathroom and kitchen, maximizing efficiency and ease of use. A separate garage has been thoughtfully converted into additional living space, complete with its own bathroom and kitchen—ideal for extended family, guests, or potential rental income. The grounds are nicely landscaped with mature plumeria, desert rose, and palm trees, creating a tropical ambiance throughout the property. A versatile opportunity offering two distinct living spaces just moments from the shoreline.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Hookena Elementary SchoolGrades PK-512.5 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-1221.0 mi
4/10
Konawaena High SchoolGrades 9-1221.0 mi

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 480
  • Total interior livable area: 480 sqft

Property

Details

  • Parcel number: 3880100410000
  • Zoning: A-5A
  • Special condition: Fee Simple,Standard

Lot

  • Lot size: 10,000 sqft

Parking

  • Parking features: Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Volcanic Activity
Earthquake
Wildfire
Landslide

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$130$1,560
Property Taxes $23$276
Electricity $374$4,497
Total$1,791$21,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,405/yr
40% on housing$53,730/yr
45% on housing$47,760/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$521This listing

vs Other Active Listings

Avg $/sqft

ZIP 96704$353
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96704$384
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$275,000
2014-03-28Sold$20,000
2004-02-09Sold$15,000
2000-05-22Sold$849

For Sale by Agent

AgentAndrew S Bashrum
BrokerageKa'u Realty LLC

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