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94-6268 Pele St, Naalehu, HI, 96772

2beds
1baths
600sqft
$279,000
$465price/sqft
$2,167/moest. monthly cost
$86,680/yrincome needed

About This Home

Brand-new 2-bedroom, 1-bath fully off-grid home on a flat, usable 12,000 sq. ft. lot in the Nā‘ālehu area. This fully off-grid home is designed for independent living and offers a bright, open living room, dining area, and kitchen designed for comfortable everyday living. Beautiful 1x6 tongue-and-groove pine ceilings run throughout the home, paired with waterproof Hawaiian Koa-look flooring that provides the warm appearance of real koa with easy-care durability. The kitchen offers abundant storage with soft-close cabinet doors, a Lazy Susan, and a large island with additional cabinetry, a food-grade wood countertop, and seating for up to four. Brand-new stainless-steel appliances include a refrigerator, 5-burner range, and stainless range hood with fan and light. A 6-foot French door opens from the living room to the covered 10x20 front lanai, creating a wonderful extension of the living space for outdoor dining, morning coffee, relaxing, or entertaining. The lanai includes a dedicated laundry closet with washer/dryer hookups and a utility room for the solar and water systems. The large 16x27 attached carport provides covered parking and also works well as flexible outdoor space for gatherings. The home comes with a 48-volt solar system with a 12,000-watt split-phase inverter/charger, (12) 430-watt bifacial solar panels, and (2) 5.1KW lithium batteries. The 4,700-gallon water catchment tank comes with a stainless-steel 1/2-horsepower pump, 34-gallon pressure tank, two filters, and UV light filter. Property has no building permits. Banana, coconut palms, bromeliads, lilies, large purple lilies, and Norfolk pines enhance the island setting. Enjoy the Nā‘ālehu area’s comfortable climate and trade winds, with restaurants, bakery, gas station, hardware store, and banking nearby. Nearby beaches include Punaluʻu Black Sand Beach, Papakōlea Green Sand Beach, and Whittington Beach Park.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

2/10
Naalehu Elementary SchoolGrades PK-62.2 mi

Construction

Condition

  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Details

  • Parcel number: 3940131000000
  • Zoning: A-20A
  • Special condition: Fee Simple,Standard

Features

  • Topography of land: Fairly Level

Lot

  • Lot size: 0.28 Acres
  • Features: Cleared,Dead End,Grassy

Parking

  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$105$1,260
Property Taxes $278$3,336
Electricity $374$4,497
Total$2,167$26,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,297/yr
40% on housing$65,010/yr
45% on housing$57,786/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$465This listing

vs Other Active Listings

Avg $/sqft

ZIP 96772$277
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96772$378
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$279,000
2023-12-06Sold$31,500

For Sale by Agent

AgentTeena Genge
BrokerageUnited Country Real Estate-Hawaii Lifestyle Properties, LLC

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