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11900 Mircado Way, Rancho Cordova, CA, 95742

4beds
3baths
2,557sqft
$677,075
$265price/sqft
$4,550/moest. monthly cost
$182,000/yrincome needed

About This Home

This beautiful two-story, 4-bedroom, 3-bath home features a spacious dining area and great room, perfect for entertaining. The kitchen is designed for both style and function, with a large prep island and an expansive walk-in pantry. A convenient downstairs bedroom with an ensuite bath offers flexibility for guests or multigenerational living. Upstairs, a versatile loft provides additional living space, while the luxurious primary suite boasts a walk-in shower and an oversized walk-in closet. Includes standard LivingSmart® features. Solar available for purchase or lease.

Getting Around

17
WalkingCar-Dependent
18
TransitMinimal Transit
37
BikeSomewhat Bikeable

Schools

9/10
9/10
Pleasant Grove High SchoolGrades 9-1210.4 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Tri Pointe Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s)

Interior Area

  • Total interior livable area: 2,557 sqft

Property

Details

  • Parcel number: 06712300040000

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Wildfire

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,423$41,076
Home Insurance *$151$1,812
Property Taxes $428$5,136
Electricity $548$6,579
Total$4,550$54,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,000/yr
40% on housing$136,500/yr
45% on housing$121,333/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 95742$286
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95742$281
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$645,151

New Construction Spec

BrokerageTri Pointe Homes

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