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4025 Hearst Castle Way, Rancho Cordova, CA, 95742

4beds
3baths
2,655sqft
$699,900
$264price/sqft
$5,031/moest. monthly cost
$201,240/yrincome needed

About This Home

Welcome to 4025 Hearst Castle Way, a beautifully maintained residence nestled in one of Rancho Cordova's most desirable newer communities. Built in 2020, this spacious home offers approximately 2,655 square feet of thoughtfully designed living space featuring 4 bedrooms, 3 full bathrooms, and a desirable open-concept floor plan perfect for modern living. The expansive great room flows seamlessly into the gourmet kitchen, creating an ideal space for entertaining and everyday gatherings. A convenient downstairs bedroom and full bath provide flexibility for guests, multigenerational living, or a private home office. Upstairs, generously sized secondary bedrooms complement a spacious primary suite designed for comfort and relaxation. Situated on a well-sized lot, the property also features a 3-car attached garage, ample storage, and low-maintenance outdoor space ready for your personal touch. Located near parks, schools, shopping, dining, and commuter routes, this home offers the perfect combination of comfort, convenience, and contemporary style.

Getting Around

0
WalkingCar-Dependent
15
TransitMinimal Transit
23
BikeSomewhat Bikeable

Schools

9/10
9/10
Pleasant Grove High SchoolGrades 9-1212.1 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Upper Level,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,655 sqft

Kitchen

  • Features: Stone Counters,Island w/Sink

Property

Details

  • Parcel number: 06711300360000
  • Zoning: R1
  • Special condition: Offer As Is

Lot

  • Lot size: 5,762 sqft
  • Features: Sprinklers In Front,Shape Regular,Landscape Front

Parking

  • Total spaces: 3
  • Parking features: 24'+ Deep Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Wildfire

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$156$1,872
Property Taxes $767$9,204
Electricity $569$6,831
Total$5,031$60,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,491/yr
40% on housing$150,930/yr
45% on housing$134,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 95742$286
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95742$281
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$699,900
2020-02-21Sold$515,000

For Sale by Agent

AgentSi Nguyen
BrokerageeXp Realty of California Inc.

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