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235 Mill St, Springville, NY, 14141

4beds
2baths
1,458sqft
$249,900
$171price/sqft
$1,958/moest. monthly cost
$78,320/yrincome needed

About This Home

Rare opportunity to own a beautifully updated 4 bedroom, 2 bath Cape Cod on over 2 acres within the Village! This well-maintained home offers the perfect combination of space, privacy, and convenience. The updated kitchen features granite countertops, a large center island, built-in oven and cooktop, and includes all appliances, making it ideal for everyday living and entertaining. Thoughtful updates throughout the years have created a move in ready home with modern comfort and style. The flexible floor plan includes two bedrooms and a full bath on the first floor, plus two additional bedrooms and a second full bath upstairs. The finished basement provides valuable additional living space, perfect for a family room, recreation area, home office, or hobby space. Freshly painted interior adds to the home's welcoming appeal. Relax on the patio tucked behind the attached carport while enjoying the peaceful backyard. The wooded portion of the property extends beyond the creek, offering a picturesque natural setting and plenty of room to explore. A unique Village property with over 2 acres—don't miss this exceptional opportunity!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1963

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Built-In Oven,Dishwasher,Gas Water Heater,Refrigerator,Wine Cooler,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Separate/Formal Living Room,Granite Counters,Country Kitchen,Living/Dining Room,Other,See Remarks,Bedroom on Main Level
  • Flooring: Carpet,Laminate,Tile,Varies

Heating

  • Heating features: Gas,Hot Water,Radiant

Interior Area

  • Total structure area: 1,458
  • Total interior livable area: 1,458 sqft

Property

Details

  • Parcel number: 1438013351900004021100
  • Special condition: Standard

Features

  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 2.12 Acres
  • Features: Agricultural,Irregular Lot
  • Lot size dimensions: 61 x 583

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$91$1,092
Property Taxes $358$4,296
Electricity $246$2,954
Total$1,958$23,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,131/yr
40% on housing$58,740/yr
45% on housing$52,213/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 14141$167
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14141$167
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$249,900
2021-03-24Listing removed--
2020-10-07Sold$185,000
2020-08-03Pending sale$182,000
2020-05-22Listed for sale$182,000
2017-07-27Sold$133,800
2011-05-12Sold$90,425
2010-10-27Price change$95,000
2010-07-21Price change$104,900
2010-05-07Listed for sale$109,900

Pre-Foreclosure - For Sale by Agent

AgentLori A Davie
BrokerageMetro Kirsch Real Estate, Inc.

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