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21791 Highway 49, Downieville, CA, 95936

4beds
5baths
3,702sqft
$750,000
$203price/sqft
$5,892/moest. monthly cost
$235,680/yrincome needed

About This Home

Welcome to your riverside haven on the Yuba, where life slows down and connection takes center stage. This exceptional property is ideal for year round living, along with hosting family and friends, with ample space to gather and create lasting memories. The 3,700 sq ft main home features 4 bedrooms, 4.5 baths, hardwood floors, three fireplaces, a pool, 5-burner gas stove, attached 3 car garage + 1 car detached garage, and inviting spaces designed for both relaxation and entertaining. A chefs kitchen with a wood hearth adds warmth and character, along with double pane pella windows. The gentle flow of the spring-fed OShaughnessey Creek enhances the peaceful setting, nourishing the land and supplying water throughout the property. Just beyond the main residence and set along 1,500 feet of rare Yuba River frontage, theres a previous RV park with 7 full hook-ups and a duplex cabin. The adjacent China Flats parcel, Sierra Streamside Resort, featuring four riverfront cabins on USFS land under lease, can be purchased separately, allowing continued seasonal operation and public river access. The cabins offer an immersive riverside experience ideal for retreats or income potential. A rare blend of serenity, community, and opportunity in a truly special Yuba River setting. Just beyond the main residence and set along 1,500 feet of rare Yuba River frontage, there’s a previous RV park with 7 full hook-ups and a duplex cabin. The adjacent “China Flats” parcel, featuring four riverfront cabins on USFS land under lease, can be purchased separately, allowing continued seasonal operation and public river access. Just steps from the water, the cabins offer an immersive riverside experience ideal for retreats, gatherings, or income potential. A rare blend of serenity, community, and opportunity in a truly special Yuba River setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame,Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Oven,Microwave,Disposal,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Pantry,Phone,High Speed Internet,Den
  • Flooring: Carpet,Wood,Tile,Vinyl
  • Fireplace features: Fireplace: Living Room,Family Room
  • Fireplace: Yes

Heating

  • Heating features: Propane,Wood,CFAH

Interior Area

  • Total structure area: 3,702
  • Total interior livable area: 3,702 sqft

Property

Details

  • Parcel number: 0080500280
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: Swimming Pool
  • Has view: Yes
  • View description: Trees/Woods,Mountain(s),Water
  • Has water view: Yes
  • Waterfront features: River/Creek
  • Topography of land: Level,Upslope

Lot

  • Lot size: 22.89 Acres
  • Features: Landscaped

Parking

  • Total spaces: 4
  • Parking features: Four +,Attached,RV Access/Parking,Garage Door Opener,Parking Pad
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Landslide
Drought
Earthquake

FEMA Declared Disasters in Sierra County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$627$7,524
Property Taxes $680$8,160
Electricity $793$9,526
Total$5,892$70,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,011/yr
40% on housing$176,760/yr
45% on housing$157,120/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -14.6%
-14.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 95936
Sierra County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 95936
Sierra County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$800,000
2026-01-01Listing removed$1,100,000
2025-10-27Listing removed$4,000
2025-10-13Price change$4,000
2025-07-14Price change$1,100,000
2025-05-16Price change$1,200,000
2025-04-11Price change$1,300,000
2025-03-26Listed for sale$1,395,000
2023-05-12Listing removed$1,100,000
2022-11-13Listed for sale$1,100,000
2022-10-03Listed for rent$3,000
2021-12-20Sold$1,200,000
2021-09-23Pending sale$1,200,000
2021-08-02Listed for sale$1,200,000
2009-03-30Sold$314,000
2003-02-21Sold$656,000

For Sale by Agent

AgentKaili N Sanchez
BrokerageCOMPASS

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