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14642 Natoma Rd, Apple Valley, CA, 92307

4beds
3baths
2,527sqft
$640,000
$253price/sqft
$4,593/moest. monthly cost
$183,720/yrincome needed

About This Home

Welcome to this spacious and inviting home offering the perfect blend of comfort and country living! Featuring two primary suites, 3 bathrooms, in home laundry room, large garage, PAID OFF SOLAR and a large covered back patio. This thoughtfully designed floor plan is ideal for multi-generational living, hosting guests, or creating your own private retreat. The heart of the home is the large kitchen, complete with ample counter space and storage, which seamlessly flows into the open-concept living and dining areas. Sitting on 2.5 acres, this property provides plenty of room to spread out, bring your toys, animals, or create your dream outdoor oasis. Enjoy breathtaking mountain and desert views, stunning sunsets, and the peaceful lifestyle that comes with wide-open spaces while still being close to local amenities. Don't miss this incredible opportunity to own a spacious home with endless possibilities and picturesque surroundings!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

5/10
4/10
Granite Hills High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Multiple Primary Suites
  • Fireplace features: Living Room,Propane
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,527 sqft

Master Bedroom

  • Features: Multiple Primary Suites

Property

Details

  • Parcel number: 0437064330000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: front
  • Pool features: None
  • Has view: Yes
  • View description: Desert,Mountain(s)

Lot

  • Lot size: 2.50 Acres
  • Features: Desert Back,Desert Front

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$216$2,592
Property Taxes $600$7,200
Electricity $541$6,502
Total$4,593$55,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,474/yr
40% on housing$137,790/yr
45% on housing$122,480/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 92307$215
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92307$244
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$640,000
2022-11-15Sold$625,000
2022-08-17Pending sale$630,000
2022-08-17Listed for sale$630,000
2018-06-08Sold$20,000

For Sale by Agent

AgentJessica Gonzalez
BrokerageRealty ONE Group Empire

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