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35 Algonquin Ave, Saranac Lake, NY, 12983

1beds
1baths
480sqft
$253,000
$527price/sqft
$2,082/moest. monthly cost
$83,280/yrincome needed

About This Home

Saranac Lake Tiny Home constructed by Adirondack White Pine Cabins in 2011, offering 480 sq ft of efficient, well-designed living space on a 0.26-acre lot at the end of Algonquin Avenue with road-end access to Lower Saranac Lake. This one level home includes one bedroom plus a loft, a full bathroom and a full-size washer/dryer. With built-in cabinetry and drawers run throughout, maximizing storage in every corner of the floor plan. A screened, enclosed porch extends the living space and opens onto a custom back deck overlooking the private backyard, ideal for morning coffee or evening downtime. Minutes from downtown Saranac Lake shops, dining, and year-round Adirondack recreation, this property suits a full-time residence, camp, rental investment or lock-and-leave getaway. Easy to Show. Listing Agent is related to seller

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
7/10
6/10

Construction

Condition

  • Year built: 2011

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator,Washer/Dryer,Water Heater
  • Laundry features: In Bathroom

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 480

Heating & Cooling

  • Heating features: Propane Stove
  • Cooling features: None

Interior Area

  • Total structure area: 480
  • Total interior livable area: 480 sqft

Master Bedroom

  • Level: First
  • Area: 64
  • Dimensions: 8 x 8

Other

  • Level: First
  • Area: 108
  • Dimensions: 9 x 12

Property

Details

  • Parcel number: 457.4139.200
  • Zoning: Residential
  • Special condition: Trust
  • Other equipment: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Rear Porch
  • Exterior features: Private Entrance,Private Yard
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods
  • Topography of land: Level

Lot

  • Lot size: 0.26 Acres
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Deeded,Driveway,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Franklin County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,279$15,348
Home Insurance *$252$3,024
Property Taxes $305$3,660
Electricity $246$2,954
Total$2,082$24,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,382/yr
40% on housing$62,460/yr
45% on housing$55,520/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$527This listing

vs Other Active Listings

Avg $/sqft

ZIP 12983$286
Franklin County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 12983
Franklin County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$253,000
2026-07-15Listed for sale$269,500
2023-06-09Sold$211,500
2023-04-29Pending sale$185,000
2023-04-23Listed for sale$185,000
2020-12-06Listing removed$179,900
2020-10-07Price change$179,900
2020-10-05Listed for sale$179,000
2012-07-09Sold$137,500
2008-09-23Sold$14,700

For Sale by Agent

AgentDaci Shenfield
BrokerageTina Leonard Real Estate, LLC

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