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3580 DERBY FOREST Drive, Green Cove Springs, FL, 32043

5beds
3baths
2,512sqft
$395,900
$158price/sqft
$2,801/moest. monthly cost
$112,040/yrincome needed

About This Home

Welcome to this beautifully maintained two-story residence located in the highly desirable Magnolia West community of Green Cove Springs. Built by D.R. Horton, this sought-after floor plan offers the perfect blend of space, functionality, and modern comfort. Situated on an oversized, fully fenced lot, this home features 5 bedrooms and 3 full bathrooms, thoughtfully designed to accommodate both everyday living and entertaining. The main level showcases an open-concept layout with an expansive kitchen overlooking the gathering room, along with a dedicated flex space ideal for formal dining, a home office, or playroom. A first-floor bedroom with adjacent full bath provides the perfect setup for guests, multi-generational living, or a private workspace. This room also offers enhanced security features, including a reinforced door and locking system, making it a unique and versatile space. Upstairs, you'll find a spacious loft offering additional living or entertainment space, along with three secondary bedrooms, a full bath, and a conveniently located laundry room. The private owner's suite serves as a relaxing retreat, complete with an oversized walk-in closet and a spa-inspired en-suite bathroom. Step outside to enjoy peaceful pond and preserve views from your backyard, creating a serene setting for morning coffee or evening relaxation. The home also features full front and rear irrigation, a two-car garage, and includes a washer and dryer for added convenience. Located in Magnolia West, residents enjoy low HOA fees and access to exceptional community amenities, including a resort-style pool, clubhouse, fitness center, playground, sports courts, and scenic walking paths. With an elementary school within walking distance and convenient access to shopping, dining, and major roadways, this location offers both tranquility and everyday convenience. Move-in ready and thoughtfully designed, this home delivers the space, layout, and lifestyle today's buyers are searching for. Schedule your private showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Clay High SchoolGrades PK,9-122.1 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: In Unit,Upper Level

Bedroom2

  • Level: First
  • Area: 133.4
  • Dimensions: 11.60 x 11.50

Bedroom3

  • Level: Second
  • Area: 154.1
  • Dimensions: 13.40 x 11.50

Bedroom4

  • Level: Second
  • Area: 154.44
  • Dimensions: 13.20 x 11.70

Bedroom5

  • Level: Second
  • Area: 135.52
  • Dimensions: 12.10 x 11.20

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 138.6
  • Dimensions: 12.60 x 11.00

Family Room

  • Level: First
  • Area: 203.85
  • Dimensions: 13.50 x 15.10

Features

  • Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Kitchen Island,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,512 sqft

Kitchen

  • Level: First
  • Area: 161.28
  • Dimensions: 12.60 x 12.80

Loft

  • Level: Second
  • Area: 161.57
  • Dimensions: 10.70 x 15.10

Master Bedroom

  • Level: Second
  • Area: 254.13
  • Dimensions: 12.90 x 19.70

Property

Details

  • Parcel number: 05062601523400872

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Exterior features: Other
  • Fencing: Other,Fenced,Back Yard,Vinyl
  • Has view: Yes
  • View description: Canal,Water
  • Has water view: Yes
  • Water view: Canal,Water

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,001$24,012
Home Insurance *$274$3,288
Property Taxes $274$3,288
Electricity $252$3,033
Total$2,801$33,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,034/yr
40% on housing$84,030/yr
45% on housing$74,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 32043$198
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32043$182
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$395,900
2020-06-23Sold$260,490
2020-05-08Pending sale$267,990
2020-03-30Price change$267,990
2020-03-13Price change$268,990
2020-03-11Price change$267,990
2020-03-03Price change$266,990
2020-03-01Listed for sale$265,990

For Sale by Agent

AgentHEATHER DENMARK, KELLER WILLIAMS JACKSONVILLE
BrokerageKELLER WILLIAMS JACKSONVILLE

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