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12757 Ulster Street, Thornton, CO, 80602

2beds
3baths
1,152sqft
$419,900
$364price/sqft
$2,739/moest. monthly cost
$109,560/yrincome needed

About This Home

Welcome home to this charming and low-maintenance 2-bedroom, 3-bathroom home in a fantastic Thornton location! Tucked away from the street and facing the community green space, this home offers a peaceful setting with easy access to everyday conveniences. Inside, you'll find an open and inviting layout featuring durable luxury vinyl plank flooring, quartz countertops, and abundant natural light throughout. The thoughtfully designed floor plan makes the most of its 1,152 square feet, offering comfortable living spaces, two well-sized bedrooms, and three bathrooms for added convenience. Step outside to enjoy your own private fenced yard, perfect for relaxing, entertaining, gardening, or giving pets room to play. A detached one-car garage provides additional storage and parking convenience. The HOA helps simplify homeownership by covering water, trash, recycling, snow removal, exterior maintenance, and common area upkeep, while community amenities include a neighborhood park and playground. Ideally situated just minutes from shopping, dining, parks, and major commuter routes, this move-in ready home combines privacy, convenience, community amenities, and modern finishes in one attractive package!

Getting Around

17
WalkingCar-Dependent
0
TransitNo Nearby Transit
45
BikeSomewhat Bikeable

Schools

6/10
4/10
5/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder name: Boulder Creek Neighborhoods

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bathroom

  • Level: Upper
  • Area: 40
  • Dimensions: 5 x 8

Bathroom

  • Level: Upper
  • Area: 40
  • Dimensions: 5 x 8

Bathroom

  • Level: Main
  • Area: 18
  • Dimensions: 3 x 6

Bedroom

  • Level: Upper
  • Area: 192
  • Dimensions: 12 x 16

Bedroom

  • Level: Upper
  • Area: 144
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 135
  • Dimensions: 9 x 15

Features

  • Eat-in Kitchen,Kitchen Island,Open Floorplan,Quartz Counters,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Vinyl
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 12 x 13

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 14 x 15

Property

Details

  • Parcel number: R0199554
  • Special condition: Standard
  • Exclusions: Seller's Personal Property And Staging Items

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Exterior features: Private Yard
  • Fencing: Partial

Lot

  • Lot size: 2,178 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Cold Wave
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$200$2,400
Property Taxes $230$2,760
Electricity $186$2,232
Total$2,739$32,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,908/yr
40% on housing$82,170/yr
45% on housing$73,040/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 80602$210
Adams County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 80602$199
Adams County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$409,900
2026-06-30Listed for sale$419,900
2026-06-28Pending sale$419,900
2026-06-12Listed for sale$419,900
2021-02-10Sold$370,048

For Sale by Agent

AgentDenver Hall
BrokerageMadison & Company Properties

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