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13377 Berkstone Loop, Olive Branch, MS, 38654

5beds
3baths
2,827sqft
$449,900
$159price/sqft
$3,028/moest. monthly cost
$121,120/yrincome needed

About This Home

Welcome to this stunning 5-bedroom, 3-bath home built in 2020 by Grant Homes, featuring the sought-after Chandler plan. Located in the Olive Branch area and zoned for the award-winning Center Hill Schools, this home offers the perfect blend of modern design, comfort, and value — with no city taxes! Step inside to an inviting open-concept layout filled with natural light and elegant finishes. The chef's kitchen features granite countertops, stainless steel appliances, a large island, and abundant cabinet space, opening seamlessly to the dining area and spacious great room — ideal for entertaining or everyday living. The primary suite offers a relaxing retreat with a spa-like bath, double vanities, a soaking tub, separate shower, and walk-in closet. A second bedroom and full bath on the main level provide flexibility for guests or a home office. Upstairs, you'll find two additional bedrooms, a full bath, and a large bonus area that could be used as the 5th bedroom, perfect for a playroom, media room, or workout space. Enjoy peaceful outdoor living on the covered patio overlooking a beautifully landscaped backyard. Additional highlights include a two-car garage, energy-efficient construction, and a prime location close to shopping, dining, and major commuter routes. Move-in ready and meticulously maintained — this one truly has it all!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
8/10
Center Hill MiddleGrades 6-84.7 mi
8/10
Center Hill High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Double Oven
  • Laundry features: Laundry Room,Main Level

Bathroom

  • Level: Main

Bathroom

  • Level: Second

Bedroom

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Storage,Breakfast Bar
  • Door features: Metal Insulated
  • Window features: ENERGY STAR Qualified Windows,Insulated Windows,Vinyl
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Fireplace features: Hearth
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,827
  • Total interior livable area: 2,827 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 2053080800047900

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: None

Lot

  • Lot size: 0.27 Acres
  • Features: Few Trees,Front Yard,Landscaped,Level,Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Ice Storm
Winter Weather

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$294$3,528
Property Taxes $198$2,376
Electricity $262$3,154
Total$3,028$36,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,817/yr
40% on housing$90,840/yr
45% on housing$80,746/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 38654$156
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38654$163
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-24Listed for sale$449,900
2020-07-22Sold--

For Sale by Agent

AgentTina Patel
BrokerageCrye-Leike Of MS-SH

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