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531 Lazio Cir, Debary, FL, 32713

4beds
3baths
2,526sqft
$455,000
$180price/sqft
$3,332/moest. monthly cost
$133,280/yrincome needed

About This Home

Exceptional Living in Riviera Bella | DeBary, FL Welcome to this beautifully maintained smart home, built in 2022, located in the highly sought-after gated community of Riviera Bella—where lifestyle, comfort, and modern convenience come together. Situated on a premium lot with no rear neighbors, this property offers peaceful privacy and serene views, creating the perfect setting to relax and unwind. From the moment you arrive, you’ll appreciate the enclosed front porch, adding charm and additional usable space, while the enclosed back porch provides the ideal spot for entertaining or enjoying Florida evenings. Step inside to discover an open and functional layout designed for modern living. The main level features a versatile flex room that can easily be enclosed to create a private office, formal dining room, or additional living space. A convenient half bathroom downstairs enhances everyday functionality. The heart of the home is the beautifully appointed kitchen, featuring granite countertops, stainless steel appliances, and a spacious walk-in pantry—perfect for both everyday living and entertaining. Upstairs, you’ll find all bedrooms thoughtfully positioned for privacy, along with a dedicated laundry room for added convenience. The home includes two full bathrooms upstairs and offers abundant storage space throughout, ensuring everything has its place. This home is packed with valuable upgrades, including a Tesla charger, smart home features for added comfort and efficiency, and a French drainage system, providing peace of mind and long-term functionality. Located in a family-friendly community with A+ rated schools, Riviera Bella offers exceptional amenities, including: Resort-style pool, Fitness center, Clubhouse, Two playgrounds, splash pad and Private boat ramp with access to the St. Johns River Perfectly positioned just minutes from the SunRail station, I-4, shopping, dining, and everyday conveniences—this location makes commuting and lifestyle effortless. Modern. Private. Move-in Ready. This home truly has it all. Schedule your private showing today and experience the best of DeBary living!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Debary Elementary SchoolGrades PK-52.4 mi
4/10
5/10
University High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Kitchen/Family Room Combo,Open Floorplan,Smart Home
  • Door features: Sliding Doors
  • Window features: Blinds,Window Treatments
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,371
  • Total interior livable area: 2,526 sqft

Kitchen

  • Features: Walk-In Closet(s)
  • Level: First

Living Room

  • Features: No Closet
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: 900602001810
  • Zoning: R1
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,663 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Volusia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$259$3,108
Property Taxes $519$6,228
Electricity $254$3,050
Total$3,332$39,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,240/yr
40% on housing$99,960/yr
45% on housing$88,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 32713$155
Volusia County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 32713$202
Volusia County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$465,000
2022-10-03Sold$437,490
2022-05-17Pending sale$437,490

For Sale by Agent

AgentStephanie Carvajal-Giraldo
BrokerageLPT REALTY, LLC

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