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6 Oakleaf Way, Palm Coast, FL, 32137

3beds
2baths
1,314sqft
$300,000
$228price/sqft
$2,181/moest. monthly cost
$87,240/yrincome needed

About This Home

Assumable mortgage at an incredible 2.99% interest rate—a rare opportunity! Must see to appreciate this quality-built block home with impressive upgrades and an exceptional, well-designed layout. Beautifully maintained 5-year-new home offering 3 bedrooms, 2 bathrooms, and 1,314 sq ft of living space, plus over 160 sq ft of extended screened patio that seamlessly expands your living area for true indoor-outdoor Florida living. Built with solid block construction by Holiday Builders (Milestone Series, Cordova model), this home showcases thoughtful upgrades, 10-foot ceilings, and stylish modern finishes throughout. The kitchen is a standout, featuring granite countertops, a large island perfect for entertaining, solid wood cabinetry, and upgraded lighting that adds a warm, modern touch. Luxury vinyl plank flooring flows throughout the main living areas, creating a clean and cohesive design. Step outside through tall sliding glass doors that open wide to your extended screened, covered patio—an ideal space to relax, entertain, or enjoy peaceful evenings year-round. The fully fenced backyard sits on an oversized lot, offering added space, privacy, and flexibility. Tasteful pavers have been added to the driveway, expanding parking space while enhancing curb appeal. Additional exterior upgrades include whole-house gutters, a reclaimed-water irrigation system, and meticulously maintained landscaping with lush palms that create a true Florida oasis. Enjoy an unbeatable lifestyle with walking and biking trails just steps from your back door, perfect for morning strolls or evening rides, plus access to a resort-style pool and pavilion within the community. Located in a highly desirable HOA community featuring sidewalks and street lighting. Just minutes to Flagler and Crescent Beaches, with quick access to US-1 and I-95, and only about 20 minutes to historic St. Augustine. This home also includes a transferable builder’s warranty, offering added peace of mind.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Matanzas High SchoolGrades 7,9-123.2 mi
6/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Exhaust Fan,Ice Maker,Microwave,Range
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Balcony Porch Lanai

  • Level: First

Bathroom2

  • Features: Tub With Shower
  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Luxury Vinyl

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,901
  • Total interior livable area: 1,314 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Primary Bathroom

  • Features: Shower No Tub
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 2110305410000001110
  • Zoning: MPD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Lighting,Rain Gutters,Sidewalk

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Wildfire
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$278$3,336
Property Taxes $190$2,280
Electricity $197$2,366
Total$2,181$26,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,777/yr
40% on housing$65,430/yr
45% on housing$58,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 32137$242
Flagler County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 32137$203
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-12Listed for sale$310,000
2024-06-04Listing removed--
2023-08-16Price change$340,000
2023-07-22Price change$345,000
2023-06-23Listed for sale$348,000
2022-11-04Listing removed--
2022-10-19Listed for sale$349,900
2021-07-09Sold$260,000

For Sale by Agent

AgentRebecca Syverson
BrokerageDALTON WADE INC

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