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12-5419 Ala Lokelani, Pahoa, HI, 96778

--beds
0baths
--sqft
$69,900
--price/sqft
$832/moest. monthly cost
$33,280/yrincome needed

About This Home

Kalapana gem ! this one bedroom off grid cabin is well located within the subdivision. It has a single panel solar system and a 250 gallon catchment tank ( not hooked up ) Bring your tools and creative ideas to further enhance the property. The owner has planted Crown flowers, a host plant for the the Monarch butterfly , a sandpaper tree, & dragon fruit cactus plant. The front portion of the lot is fenced and gated and the property is on Ala Lokelani backing up to large acreage, enjoy panoramic views of the Pali. Both Pahoa town and Kahena Beach are within a 15 -20 min drive. No staking or survey by seller , back pins are visible & marked , front pins location known, lot size 8,039 sqft

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
Pahoa Elementary SchoolGrades PK-610.3 mi
2/10

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Property

Details

  • Parcel number: 3120151160000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Fencing: Chain Link

Lot

  • Lot size: 8,039 sqft
  • Features: Interior Lot,Rocky

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Wildfire
Lightning

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$31$372
Property Taxes $74$888
Electricity $374$4,497
Total$832$9,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,525/yr
40% on housing$24,960/yr
45% on housing$22,186/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 96778$245
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96778$313
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-15Listed for sale$69,900
2023-02-28Listing removed$47,500
2022-11-03Price change$47,500
2022-11-02Price change$45,500
2022-09-15Listed for sale$59,750
2022-04-13Listing removed$59,750
2021-11-04Price change$59,750
2021-06-17Listed for sale$65,000
2019-10-17Sold$13,000

For Sale by Agent

AgentStephen P Ridsdale
BrokerageHilo Bay Realty LLC

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