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13388 SW 286th St, Homestead, FL, 33033

3beds
3baths
1,331sqft
$419,000
$315price/sqft
$2,932/moest. monthly cost
$117,280/yrincome needed

About This Home

This beautifully maintained 2022 home offers 3 bedrooms, 2.5 bathrooms, and a 1-car garage in a desirable gated community. The spacious primary suite features a large walk-in closet and a private ensuite with shower. Washer and dryer are conveniently located on the second floor. Enjoy a family-friendly community park with resort-style amenities located just steps from the home, along with ample guest parking throughout the community. Centrally located near major highways, shopping, and grocery stores, making this property ideal for primary residence or investment opportunity. Easy to rent and low maintenance.

Getting Around

65
WalkingSomewhat Walkable
30
TransitSome Transit
65
BikeBikeable

Schools

5/10
3/10
5/10
Cutler Bay MiddleGrades 6-87.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2022

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Townhouse
  • Architectural style: Split Level
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Electric Range,Refrigerator,Self Cleaning Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Window features: Hurricane Shutters
  • Flooring: Ceramic Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,551
  • Total interior livable area: 1,331 sqft

Property

Details

  • Parcel number: 3079020222910
  • Attached to another structure: Yes

Features

  • Levels: Split Level
  • Entry location: First Floor Entry
  • Pool features: Association
  • Spa features: Community
  • Has view: Yes
  • View description: Other

Parking

  • Total spaces: 1
  • Parking features: 2 Or More Spaces,Guest,Open
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$339$4,068
Property Taxes $278$3,336
Electricity $197$2,366
Total$2,932$35,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,525/yr
40% on housing$87,960/yr
45% on housing$78,186/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 33033$215
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33033$266
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-05Price change$419,000
2026-01-05Listed for sale$445,000
2025-10-09Listing removed$2,700
2025-08-21Listed for rent$2,700
2025-06-29Listing removed$3,000
2025-06-11Price change$3,000
2025-05-17Listed for rent$3,100
2024-06-11Listing removed--
2024-06-04Listed for rent$3,000
2024-05-14Sold$360,000
2024-04-17Contingent$399,999
2024-04-02Listed for sale$399,999
2024-04-01Contingent$399,999
2024-03-17Listed for sale$399,999
2022-09-13Sold$415,400

For Sale by Agent

AgentVanessa Cornejo
BrokerageLifestyle International Realty

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