115 Ridgewood Ave, Mary Esther, FL, 32569
About This Home
Built in 2023, this modern farmhouse offers a rare blend of style, space, and function just minutes from Hurlburt Field, local schools, shopping, and the white-sand beaches of the Emerald Coast. Designed with a ranch-style layout on the main level and a spacious loft upstairs, this 2-story home features 5 bedrooms, 3.5 bathrooms, and soaring 11-foot ceilings throughout the main floor. Enjoy bamboo flooring throughout, a bright open living area, and a well-equipped kitchen with new stainless steel appliances. The nearly half-acre lot is fully fenced and includes in-ground pool, two detached outbuildings with electric—ideal for workshops, storage, or hobby space.To help visualize this home's floor plan and to highlight its potential, virtual furnishings may have been added to photos.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2023
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Bedroom
- Level: First
- Area: 140
- Dimensions: 10 x 14
Bedroom
- Level: First
- Area: 143
- Dimensions: 11 x 13
Bedroom
- Level: First
- Area: 143
- Dimensions: 11 x 13
Bedroom
- Level: First
- Area: 143
- Dimensions: 11 x 13
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Cooling
- Cooling features: Central Air
Dining Room
- Level: First
- Area: 109.98
- Dimensions: 11.7 x 9.4
Features
- Common walls with other units/homes: No Common Walls
Interior Area
- Total structure area: 2,970
- Total interior livable area: 2,970 sqft
Kitchen
- Level: First
- Area: 153.699
- Dimensions: 16.9 x 9.1
Living Room
- Level: First
- Area: 531.99
- Dimensions: 25.7 x 20.7
Loft
- Level: Second
- Area: 559
- Dimensions: 43 x 13
Master Bedroom
- Level: First
- Area: 184
- Dimensions: 11.5 x 16
Property
Details
- Parcel number: 182S25272A0021007A
- Zoning description: City, County
Features
- Stories: 2
Lot
- Lot size: 0.48 Acres
- Lot size dimensions: 277 x 75
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,966 | $23,592 |
| Home Insurance * | $196 | $2,352 |
| Property Taxes | $391 | $4,692 |
| Electricity | $298 | $3,586 |
| Total | $2,851 | $34,212 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $399,900 |
| 2026-04-29 | Pending sale | $399,900 |
| 2026-03-23 | Price change | $399,900 |
| 2026-02-13 | Price change | $409,500 |
| 2025-12-18 | Price change | $415,000 |
| 2025-11-13 | Price change | $425,000 |
| 2025-10-22 | Price change | $449,900 |
| 2025-09-02 | Price change | $467,500 |
| 2025-07-09 | Listed for sale | $475,000 |
| 2024-09-15 | Listing removed | $559,999 |
| 2024-09-13 | Price change | $574,999 |
| 2024-09-10 | Price change | $584,999 |
| 2024-08-26 | Price change | $589,999 |
| 2024-08-19 | Price change | $599,999 |
| 2024-08-15 | Price change | $604,999 |
| 2024-08-09 | Price change | $619,900 |
| 2024-07-29 | Price change | $629,900 |
| 2024-07-24 | Listed for sale | $649,900 |
| 2024-01-09 | Listing removed | -- |
| 2023-12-12 | Listed for sale | $660,000 |
| 2023-11-15 | Sold | $592,000 |
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