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315 Riberia St, Saint Augustine, FL, 32084

2beds
3baths
1,417sqft
$689,000
$486price/sqft
$5,443/moest. monthly cost
$217,720/yrincome needed

About This Home

Welcome to 315 Riberia Street, a beautifully designed contemporary home built in 2022 and located in one of St. Augustine's most sought-after areas. Offering 2 bedrooms, 2 full baths, and 1 half bath across 1,417 square feet, this fully furnished, turnkey property is currently operating as a successful vacation rental and is zoned RG-1, allowing for nightly rentals within the City of St. Augustine. Inside, you'll find an open-concept floor plan filled with natural light, elevated ceilings, and modern finishes throughout. The spacious kitchen features a large island, ample cabinetry, and seamless flow into the living and dining areas—perfect for entertaining guests or relaxing after a day exploring downtown. Enjoy peaceful evenings on the front porch watching spectacular sunsets over the San Sebastian River, or gather with friends and family beneath the backyard pergola. Whether you're seeking a primary residence, second home, or income-producing investment property, this move-in-ready home offers the best of St. Augustine living. Just a 12 minute walk to historic downtown, local restaurants, shops, marinas, and attractions, this is a rare opportunity to own a modern, turnkey property in a prime location with short-term rental flexibility.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

8/10
7/10
Sebastian Middle SchoolGrades 6-82.9 mi
6/10
St. Augustine High SchoolGrades 8-123.4 mi

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,417
  • Total interior livable area: 1,417 sqft

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 2119500160
  • Zoning: RG-1

Features

  • Levels: 2 Story
  • Stories: 2
  • Entry location: Ground Level

Lot

  • Lot size: 4,356 sqft
  • Features: City Lot,Less than 1/4 Acre
  • Lot size dimensions: 50x89

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,483$41,796
Home Insurance *$614$7,368
Property Taxes $1,149$13,788
Electricity $197$2,366
Total$5,443$65,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,617/yr
40% on housing$163,290/yr
45% on housing$145,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$486This listing

vs Other Active Listings

Avg $/sqft

ZIP 32084$231
St. Johns County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 32084$218
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Price change$689,000
2026-06-01Listed for sale$699,000

For Sale by Agent

AgentKatherine Shearer
BrokeragePonte Vedra Club Realty, Inc

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