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480 McMullan Way, South Haven, MI, 49090

3beds
3baths
1,544sqft
$599,900
$389price/sqft
$3,504/moest. monthly cost
$140,160/yrincome needed

About This Home

Hello, gorgeous beach. Welcome to the quiet side of South Haven, where peaceful wooded streets lead to what is arguably one of the most beautiful private Lake Michigan beaches on South Haven's north side. Wide, sandy, and breathtaking, this expansive beach is the kind of place you'll often feel like you have all to yourself--whether you're spending the day on the shoreline, taking an evening stroll, or watching unforgettable sunsets over the water. Built in 2024 and gently enjoyed as a second home by its original owners, this 3-bedroom, 2.5-bath residence offers the rare opportunity to own a nearly new home in one of South Haven's most sought-after beach communities. Thoughtfully and tastefully designed, the open-concept floor plan is filled with natural light and wooded views. The spacious primary suite features a walk-in closet and private bath, while two additional bedrooms provide plenty of room for family and guests. Outside, enjoy the wooded corner lot, relax on the deck, or rinse off in the outdoor shower after a day at the beach. Beyond the home itself, what truly sets Sunset Shores apart is its peaceful atmosphere. With no short-term rentals permitted, the neighborhood remains quiet and uncrowded, offering a genuine escape from the pace of everyday life. Residents enjoy tranquil walks beneath the trees, exceptional private beach access, and a setting that feels worlds away--yet you're just minutes from downtown South Haven, approximately one hour from Kalamazoo, and only about two hours from Chicago.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
North Shore ElementaryGrades 4-52.0 mi
5/10
Baseline Middle SchoolGrades 6-82.2 mi
--
WAY South HavenGrades 8-123.1 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Center Island
  • Flooring: Wood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,544
  • Total interior livable area: 1,544 sqft

Property

Details

  • Parcel number: 0276015700

Features

  • Stories: 2
  • Exterior features: Balcony
  • Waterfront features: Lake
  • Waterbody name: Lake Michigan

Lot

  • Lot size: 6,098 sqft
  • Features: Corner Lot
  • Lot size dimensions: 50 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Allegan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$263$3,156
Property Taxes $20$240
Electricity $188$2,259
Total$3,504$42,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,137/yr
40% on housing$105,120/yr
45% on housing$93,440/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.9%
18.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$389This listing

vs Other Active Listings

Avg $/sqft

ZIP 49090$299
Allegan County$259

vs Homes Sold Last Month

Median $/sqft

ZIP 49090
Allegan County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$599,900
2023-09-15Sold$549,000
2023-08-07Contingent$549,000
2023-06-27Listed for sale$549,000
2022-09-21Sold$44,900
2022-05-24Sold$45,000

For Sale by Agent

AgentEmily Anderson
BrokerageGreenridge Realty South Haven

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