See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

746 Miller Ln, Los Banos, CA, 93635

3beds
3baths
1,975sqft
$479,900
$243price/sqft
$3,449/moest. monthly cost
$137,960/yrincome needed

About This Home

Welcome to this spacious 3-bedroom, 3-bathroom home offering over 1,900 square feet of comfortable living space on an approximately 1/3-acre lot. Designed for both everyday living and entertaining, this property features a versatile floor plan with a formal living room, separate family room, bright sun room, formal dining area, and a cozy breakfast nook. The spacious kitchen offers abundant cabinetry and extra storage, providing plenty of room for all your cooking and entertaining needs. Step outside to enjoy the covered front porch and covered back patio overlooking multiple garden areas, creating the perfect setting for relaxing, gardening, or hosting family and friends. With ample parking options, including dedicated RV and boat parking, this property is ideal for outdoor enthusiasts, hobbyists, or anyone needing extra space for vehicles and recreational equipment. Enjoy lower energy costs with the recently installed solar system! Combining generous indoor living areas, exceptional outdoor space, and hard-to-find parking amenities, this well-appointed home offers endless possibilities for comfortable living.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

3/10
4/10
5/10
Pacheco High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,975 sqft

Kitchen

  • Features: Breakfast Area,Tile Counters

Property

Details

  • Parcel number: 428122005000
  • Zoning: SFR
  • Special condition: Standard

Features

  • Fencing: Back Yard

Lot

  • Lot size: 0.30 Acres
  • Features: Shape Regular

Parking

  • Total spaces: 6
  • Parking features: RV Access/Parking,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Drought
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$123$1,476
Property Taxes $477$5,724
Electricity $423$5,082
Total$3,449$41,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,251/yr
40% on housing$103,470/yr
45% on housing$91,973/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 93635$252
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 93635$266
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$479,900
2026-07-07Listed for sale$479,900
2023-08-23Sold$450,000
2023-07-29Pending sale$449,000
2023-07-20Listed for sale$449,000
2023-07-10Pending sale$449,000
2023-06-26Price change$449,000
2023-06-13Price change$469,000
2023-05-22Pending sale$449,000
2023-05-12Listed for sale$449,000
2020-06-24Sold$265,000

For Sale by Agent

AgentEdward Neesan
BrokerageHomeSmart PV & Associates

Similar Homes