1214 Mineral Loop Dr NW, Palm Bay, FL, 32907
About This Home
Perfectly positioned near the main entrance of this desirable gated community, this newer-built CBS home offers exceptional convenience just steps from the community pool, clubhouse, playground, and mailboxes. The thoughtfully designed floor plan features four spacious bedrooms, generous storage, and bright open living areas that create a comfortable flow throughout the home. The kitchen connects seamlessly to the main living and dining spaces, making it ideal for everyday living and entertaining. The backyard provides a great space for outdoor gatherings, or relaxing in your own private setting. Located in a well-maintained community close to shopping, dining, and major roadways, this home offers both comfort and easy access to the amenities that make everyday living enjoyable.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Roof: Shingle
- Construction materials: Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Kitchen Island,Split Bedrooms,Walk-In Closet(s)
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,918 sqft
Property
Details
- Parcel number: 283634Xu00000.00001.00
- Special condition: Standard
Features
- Stories: 1
- Patio & porch: Patio,Screened
Lot
- Lot size: 6,534 sqft
- Features: Other
Parking
- Total spaces: 2
- Parking features: Garage,Gated
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Brevard County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,764 | $21,168 |
| Home Insurance * | $294 | $3,528 |
| Property Taxes | $316 | $3,792 |
| Electricity | $197 | $2,366 |
| Total | $2,571 | $30,852 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-04 | Listed for sale | $349,000 |
| 2023-04-24 | Sold | $323,105 |
View on Zillow