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1860 Blackwell Rd, Shelbyville, KY, 40065

4beds
3baths
2,183sqft
$345,000
$158price/sqft
$2,293/moest. monthly cost
$91,720/yrincome needed

About This Home

Built in 2024 and located in a highly desirable school district, this move-in ready home offers modern finishes, a functional layout, and valuable upgrades already in place. Situated in a newer, sidewalk-lined neighborhood with convenient access to shopping, dining, and the interstate, you'll enjoy both comfort and convenience every day. A flexible bonus room provides endless possibilities as a home office, playroom, or formal dining room. The open-concept living area creates the perfect setting for everyday living & entertaining, while a conveniently located half bath on the main level adds extra convenience for guests. Upstairs you will find 4 spacious bedrooms and 2 full bathrooms, including an oversized primary suite that offers an an oversized primary suite that offers a peaceful retreat at the end of the day. The spacious en suite bath and upgraded walk-in closet provide both comfort and organization. Step outside to enjoy one of the home's standout features a private, fully fenced backyard on a corner lot, designed for relaxing and entertaining. The extended concrete patio offers plenty of room for outdoor entertainment, while the tree-lined backdrop creates a peaceful setting. This home offers the best of both worlds, the benefits of newer construction with valuable upgrades already completed for you. Modern, functional, & ready for its next owners, this is one you won't want to miss. Schedule your private showing today!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
Marnel C. Moorman SchoolGrades K-81.5 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 12.00 x 11.00

Bedroom

  • Level: Second
  • Area: 110
  • Dimensions: 10.00 x 11.00

Bedroom

  • Level: Second
  • Area: 120
  • Dimensions: 10.00 x 12.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: First
  • Area: 120
  • Dimensions: 10.00 x 12.00

Dining Area

  • Level: First
  • Area: 126
  • Dimensions: 9.00 x 14.00

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,183

Great Room

  • Level: First
  • Area: 210
  • Dimensions: 15.00 x 14.00

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,183
  • Total interior livable area: 2,183 sqft

Kitchen

  • Level: First
  • Area: 140
  • Dimensions: 10.00 x 14.00

Primary Bedroom

  • Level: Second
  • Area: 247
  • Dimensions: 19.00 x 13.00

Property

Details

  • Parcel number: S212070

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: Wood

Lot

  • Lot size: 10,454 sqft
  • Features: Corner Lot,Sidewalk,Cleared
  • Lot size dimensions: 70 x 151

Parking

  • Total spaces: 2
  • Parking features: Off Street,Attached,Entry Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$168$2,016
Property Taxes $209$2,508
Electricity $172$2,068
Total$2,293$27,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,617/yr
40% on housing$68,790/yr
45% on housing$61,146/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 40065$177
Shelby County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 40065$168
Shelby County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$345,000
2024-06-13Sold$309,900
2024-03-22Pending sale$309,900
2024-02-13Listed for sale$309,900

For Sale by Agent

AgentSydney N Donahue
BrokerageReal Estate Go To

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