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122 WIND CHIME Lane, Saint Augustine, FL, 32095

5beds
4baths
3,340sqft
$774,990
$232price/sqft
$5,138/moest. monthly cost
$205,520/yrincome needed

About This Home

Immaculate DreamFinders Boca II on pristine lakefront lot in Beacon Lake, home to world-class amenities, and within easy reach of NE Florida's endless entertainment, leisure, and cultural opportunities. Sweeping water views greet at the foyer and continue from the comfort of the living room, primary retreat, and flex space/fifth bedroom. Light wood tone LVP flooring perfectly compliments the modern yet timeless styling of white kitchen cabinetry adorned with matte gold hardware. Quartz countertops surround the stainless steel appliances and host the 36'' natural gas cooktop with matching hood. Living spaces, inside and out, are designed for comfort and size. Whether enjoying a coffee on the dance-floor sized front porch, or sipping tea on the lakeside lanai/deck, featuring power retractable screen, this is Florida living at its finest. Boasting storage galore (a rare find in itself), large 3 car garage, dual tankless gas water heaters, & so much more; it's here, a diamond in the rough!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
Lakeside AcademyGrades K-80.8 mi
7/10
Beachside High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Composition Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Cooktop,Gas Water Heater,Ice Maker,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Lower Level,Washer Hookup

Bedroom2

  • Level: First
  • Area: 156
  • Dimensions: 12.00 x 13.00

Bedroom3

  • Level: First
  • Area: 144
  • Dimensions: 12.00 x 12.00

Bedroom4

  • Level: Second
  • Area: 378
  • Dimensions: 18.00 x 21.00

Bedroom5

  • Level: First
  • Area: 255
  • Dimensions: 17.00 x 15.00

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First
  • Area: 247
  • Dimensions: 19.00 x 13.00

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Master Downstairs,Smart Thermostat,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,848
  • Total interior livable area: 3,340 sqft

Kitchen

  • Level: First
  • Area: 322
  • Dimensions: 23.00 x 14.00

Living Room

  • Level: First
  • Area: 414
  • Dimensions: 23.00 x 18.00

Master Bedroom

  • Level: First
  • Area: 300
  • Dimensions: 15.00 x 20.00

Office

  • Level: First
  • Area: 121
  • Dimensions: 11.00 x 11.00

Other

  • Level: First
  • Area: 72
  • Dimensions: 8.00 x 9.00

Property

Details

  • Parcel number: 0237261400
  • Zoning description: Single Family

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch,Screened
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 8,276 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 60' x 130'

Parking

  • Total spaces: 3
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$400$4,800
Property Taxes $484$5,808
Electricity $336$4,033
Total$5,138$61,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,160/yr
40% on housing$154,140/yr
45% on housing$137,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 32095$225
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32095$224
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$774,990
2023-12-27Sold$813,886

For Sale by Agent

AgentCHRISTOPHER M FEDOR
BrokerageKELLER WILLIAMS ST JOHNS

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