3015 Ginn Point Rd, Owens Cross Roads, AL, 35763
About This Home
Stunning custom home in Nature’s Cove with 4 bedrooms, 4 baths and thoughtfully designed open-concept layout. Luxurious owner’s suite with private office/flex space, spa-inspired bath w/slipper tub, tiled shower, & custom closet. Chef’s kitchen w/butler's pantry, great storage & seamless flow into spacious living areas. Plantation shutters thr'out, stone fireplace, bonus room, generous secondary bedrooms and Generac generator. Outdoor living shines w/covered patio, pergola & fireplace overlooking the beautifully maintained backyard. Impressive 3-car garage w/epoxy floors & high-lift doors offers excellent space for vehicles, storage, or a home gym. Enjoy access to n'hood clubhouse/pool!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2018
Materials
- Foundation: Slab
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Dishwasher,Microwave,Disposal,Tankless Water Heater,Gas Cooktop
Bathroom1
- Features: Double Vanity,Recessed Lighting,Smooth Ceiling,Tile,Window Cov,Quartz
- Level: First
- Area: 110
Bathroom2
- Features: Smooth Ceiling,Tile
- Level: First
- Area: 24
Bathroom3
- Features: Smooth Ceiling,Tile
- Level: Second
- Area: 80
Bathroom4
- Features: Smooth Ceiling,Tile
- Level: Second
- Area: 60
Bedroom2
- Features: Ceiling Fan(s),Carpet,Smooth Ceiling,Window Cov
- Level: Second
- Area: 306
Bedroom3
- Features: Ceiling Fan(s),Carpet,Smooth Ceiling,Vaulted Ceiling(s),Window Cov
- Level: Second
- Area: 192
Bedroom4
- Features: Ceiling Fan(s),Carpet,Smooth Ceiling,Window Cov
- Level: Second
- Area: 288
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bonus Room
- Features: Ceiling Fan(s),Carpet,Smooth Ceiling,Vaulted Ceiling(s),Window Cov
- Level: Second
- Area: 494
Dining Room
- Features: 10’ + Ceiling,Crown Molding,Smooth Ceiling,Window Cov,Coffered Ceiling(s)
- Level: First
- Area: 204
Family Room
- Features: 10’ + Ceiling,Ceiling Fan(s),Crown Molding,Fireplace,Recessed Lighting,Smooth Ceiling,Window Cov,Wood Floor
- Level: First
- Area: 396
Features
- Number of fireplaces: 1
- Fireplace features: Outside,One,Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Central 1,Natural Gas
- Cooling features: Central 1
Interior Area
- Total interior livable area: 4,438 sqft
Kitchen
- Features: 10’ + Ceiling,Crown Molding,Eat-in Kitchen,Kitchen Island,Pantry,Recessed Lighting,Smooth Ceiling,Window Cov,Wood Floor,Quartz
- Level: First
- Area: 224
Laundry Room
- Features: Smooth Ceiling,Tile,Built-in Features,Utility Sink
- Level: First
- Area: 66
Master Bathroom
- Features: Double Vanity,Recessed Lighting,Smooth Ceiling,Tile,Window Cov,Quartz
- Level: First
- Area: 110
Master Bedroom
- Features: 10’ + Ceiling,Ceiling Fan(s),Crown Molding,Smooth Ceiling,Window Cov,Wood Floor
- Level: First
- Area: 255
Property
Details
- Parcel number: 1806243000008154
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered Patio,Covered Porch,Front Porch
- Exterior features: Sprinkler Sys
Lot
- Lot size: 0.34 Acres
- Lot size dimensions: 150 x 100
Parking
- Parking features: Garage-Three Car,Garage-Attached,Garage Faces Side
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Earthquake
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $458 | $5,496 |
| Property Taxes | $243 | $2,916 |
| Electricity | $496 | $5,959 |
| Total | $4,989 | $59,868 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-04 | Listed for sale | $750,000 |
| 2026-05-17 | Pending sale | $750,000 |
| 2026-05-16 | Listed for sale | $750,000 |
| 2019-01-31 | Sold | $458,599 |
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