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463 PANTANO Drive, Saint Augustine, FL, 32095

4beds
3baths
2,496sqft
$999,900
$401price/sqft
$6,934/moest. monthly cost
$277,360/yrincome needed

About This Home

This stunning single-story home features the award-winning ''Lola'' floor plan by MasterCraft Builder Group and showcases 12' ceilings in the main living areas. Offering 4 bedrooms, 3 bathrooms, and a spacious 3-car garage, this home is located in the gated community of Madeira. The chef's kitchen showcases double-stacked cabinetry, quartz countertops, and Electrolux appliances, including a 36'' 5-burner gas cooktop, built-in oven and microwave, and French door refrigerator. A convenient pocket office is located between the kitchen and pantry. The extended covered lanai overlooks peaceful water views and offers the perfect space for relaxing or entertaining, with ample room to add a pool. The luxurious primary suite features an oversized shower with dual shower heads and separate vanities. The oversized laundry room includes a washer and dryer and provides direct access to the primary walk-in closet for added convenience. Estimated completion August 2026.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
7/10
Sebastian Middle SchoolGrades 6-81.8 mi
5/10
St. Augustine High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: MASTERCRAFT BUILDER GROUP

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Freezer,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Washer,Gas Water Heater,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,496 sqft

Property

Details

  • Parcel number: 0734330620

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$516$6,192
Property Taxes $1,111$13,332
Electricity $251$3,014
Total$6,934$83,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$237,737/yr
40% on housing$208,020/yr
45% on housing$184,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$401This listing

vs Other Active Listings

Avg $/sqft

ZIP 32095$222
St. Johns County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 32095$224
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$1,049,900
2026-05-02Price change$1,095,900
2026-03-25Listed for sale$985,900
2024-11-08Sold$889,000

New Construction Spec

AgentTOBY (LEE) JONES
BrokeragePERRY HOMES

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